Bankers require that the financial information presented to them by mo

Question

Bankers require that the financial information presented to them by mortgage applicants  be complete and follow a prescribed format .

(A) be complete and follow a prescribed format
(B) is complete and it follows a prescribed format
(C) be complete and a prescribed format is followed
(D) to be complete and a prescribed format be following
(E) be completed, and it followed a prescribed format

please explain.

Here the subject 'financial information' is singular right? If so, it should use 'follows' than 'follow', isn't it?

mrsmarthi · Accepted Answer

REQUIRE is a special verb that can take either a Command Subjunctiive(THAT + Subject + Verb form) or an infinitive.

In the statement, Bankers   REQUIRE THAT   , it is following a pattern of command subjunctive verb mood.

A - My choice.  
B -  is  complete. For command subjunctive ONLY "BE" is allowed, No other Be form such as is, was, were is allowed. Out of the game. 
C. be complete and  a prescribed format  is followed. Here AND is a parallel marker, and the phrases before and after AND are expected to be parallel.  A presribed format  is not parallel to BE COMPLETE. Out of the game. 
D.  to be complete   - to is not the correct usage. There should not be TO for command subjunctive. Out of the game. 
E.  be completed . Always the verb should be bare form of the verb(complete) but not completed. Hence out of the game.

patedhav · Answer

It is A. It seems this is very easy question if you know the rules. Please refer Manhattan GMAT.

require.... (A (ask), B (bag), O (order), P (prefer), U (urge) R (require) (ABPOUR): If you come across any of these verbs
then they need either "bare form" or "infinitive form" after that.

Here it requires "bare from" because, construction of sentence is as follow,

require that "subject" "bare form of verb" and "bare form"....(if that is not there then we need infinitive form).

alpha_plus_gamma · Answer

"require that" implies subjunctive mood. So "follow" is correct.
A should be the correct answer.

temp33 · Answer

A..

require +   + the financial information presented to them by mortgage applicants +  
.. basically, the be part should be the first 1st tense of the verb..

metallicafan · Answer

+1 A

Subjunctive mood, "require THAT + (noun/pronoun) + verb (in base form)".

Be careful that there are some verbs that don't accept the subjunctive mood.

BellTheGmat · Answer

IMO A 
(A) be  complete  and  follow  a prescribed format
   1) Require that + verb (subjunctive mood)  
 2) Verbs are parallel   
(B)  is complete  and it  follows  a prescribed format
(C)  be complete  and a prescribed format  is followed 
(D)  to be complete  and a prescribed format  be following 
(E)  be completed , and it  followed  a prescribed format

------------------------------
  waiting for Kudos

Sergiy · Answer

Does it mean that the verb "follow" does not depend on the noun (information - singular) in this case?

Archit143 · Answer

Hi
Incase of Subjunctive usage...verb must be plural, even if the subject is singular.
Another point to note is that require can be both Subjunctive and non subjunctive...but since that is used after require so it confirms its subjunctive role.

Consider Kudos if my post helps!!

Archit

doe007 · Answer

By removing extraneous parts, the original sentence becomes:

Bankers require that the financial information be complete and follow a prescribed format.

A) Grammatically correct and maintains parallelism. "require that" needs subjunctive mood -- "be complete" and "follow" are in subjunctive mood.  Correct .
B) "is complete" is incorrect. "is complete" and "it follows" are not parallel.
C) Both active and passive voice are present. "be complete" and "prescribed format is followed" are not parallel.
D) "to be complete" and "prescribed format be following" are not parallel. "prescribed format be following" is grammatically incorrect.
E) "it" does not have a clear referent. "require that" needs the subjunctive mood -- "be completed" and "followed" are inappropriate.

Note: 
Subjunctive forms of verbs are used to express various states that has not yet occurred -- these states can be wish, emotion, possibility, judgment, opinion, necessity, action, etc.
Present perfect forms, e.g., 'follows', are real and this form is not used to depict something that didn't happen yet.
Here we need subjunctive mood so as to fulfill the requirements of the bankers; so, the forms "be complete" and "follow" are correct.

pqhai · Answer

Idiom:  require that X do Y.

(A) be complete and follow a prescribed format
  Correct.  require that  the financial information presented ....... .be  complete and  follow  a prescribed format
  
(B) is complete and   it follows   a prescribed format
(C) be complete   and a prescribed format is followed  
(D)   to be   complete and   a prescribed format be following  
(E) be completed,   and it followed   a prescribed format

nt2010 · Answer

IMO A

Command subjective must be a base form of to be vierb - only be no is/are/to be/was/were..

However, the OA - A seems to be worded wrongly since follow should be singular.. follows.

Any comments....

Posted from my mobile device

ygdrasil24 · Answer

Can someone please explain why C is wrong ?

be complete and a prescribed format is followed -> looks parallel to me than
be complete and follow a prescribed format

pqhai · Answer

Hello ydrasil

C is wrong because it does  NOT  keep the sentence parallel.

Option C: Bankers require that the financial information presented to them by mortgage applicants be complete and a prescribed format is followed
The structure of C is:  X require THAT Y  be complete   and   Z is followed

Firstly, because of "and" ==> 'be complete" and "Z is followed" must be parallel. But it's NOT the case here.

Secondly, if you think:   follows parallel structure ==> You MUST add a second " THAT " before "Z is followed" ==> The sentence becomes: 
X require  THAT Y be complete   and   THAT Z is followed.

Hope it helps.

EducationAisle · Answer

As people above have mentioned, A uses  command subjunctive , which is an appropriate usage here.

p.s Our book covers  subjunctive , its various  avatars  and  scenarios  in detail. If you PM me your mail id, I can send the corresponding section to you.

anonimo · Answer

The subjunctive mode has a verb always in its plural form:
REQUIRE THAT + X+ VERB (infinitive w/o to)--- require that he do the homework.

Correct me if i am wrong. 
Regards.

sayantanc2k · Answer

You are almost correct. However the  command subjunctive  mood is not a plural form, but a form you would use to command someone. This form is used with certain bossy verbs such as demand / require / propose etc.

Be  fit, Anonimo!
I demand that you  be  fit.

Here  be  is not the plural form, but the form you would use to order someone. Notice that the command subjunctive mood is used with the bossy verb  demand .

However you are right to say  infinitive without to .

I presume you are already aware that there is another type of subjunctive mood called  hypothetical subjunctive .

anonimo · Answer

And what would this hypothetical subjunctive be?

sayantanc2k · Answer

Most probably you have come across this usage but may not be familiar with the name  subjunctive . Following is a brief description of the same:

Please consider the following two cases of conditional sentences - the first case uses hypothetical subjunctive mood:

Case I: Unlikely Case (in the future)
If I went to the party, I would get very bored.
Structure: IF  hypothetical subjunctive  (went)], THEN  .
Here, the sentence implies that I am unlikely to go to the party. The Conditional tense depicts the hypothetical result (would get bored) of the unlikely condition.

Hypothetical subjunctive takes the simple past form (in this case  went ). Please remember the exception, we use  were  instead of  was  in hypothetical subjunctive. Example: If I  were  the king, I would eradicate poverty.

Case II: Case That Never Happened (in the past)
If I had gone to the party, I would have got very bored.
Structure: IF  , THEN

aditimangal · Answer

For command subjunctive ONLY "BE" is allowed, No other Be form such as is, was, were is allowed
Based on this rule, can we cancel 'C', because the second part has, "and a prescribed format 'is' followed"?

Bankers require that the financial information presented to them by mo

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Bankers require that the financial information presented to them by mo

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