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158. Bankers require that the financial information presented to them by mortgage applicants be complete and follow a prescribed format.
(A) be complete and follow a prescribed format
(B) is complete and it follows a prescribed format
(C) be complete and a prescribed format is followed
(D) to be complete and a prescribed format be following
(E) be completed, and it followed a prescribed format
please explain.
Here the subject 'financial information' is singular right? If so, it should use 'follows' than 'follow', isn't it?
By removing extraneous parts, the original sentence becomes:
Bankers require that the financial information be complete and follow a prescribed format.
A) Grammatically correct and maintains parallelism. "require that" needs subjunctive mood -- "be complete" and "follow" are in subjunctive mood.
Correct.
B) "is complete" is incorrect. "is complete" and "it follows" are not parallel.
C) Both active and passive voice are present. "be complete" and "prescribed format is followed" are not parallel.
D) "to be complete" and "prescribed format be following" are not parallel. "prescribed format be following" is grammatically incorrect.
E) "it" does not have a clear referent. "require that" needs the subjunctive mood -- "be completed" and "followed" are inappropriate.
Note:
Subjunctive forms of verbs are used to express various states that has not yet occurred -- these states can be wish, emotion, possibility, judgment, opinion, necessity, action, etc.
Present perfect forms, e.g., 'follows', are real and this form is not used to depict something that didn't happen yet.
Here we need subjunctive mood so as to fulfill the requirements of the bankers; so, the forms "be complete" and "follow" are correct.