Last visit was: 20 Nov 2025, 03:18 It is currently 20 Nov 2025, 03:18
Home
GMAT
Messages
Tests
Schools
Events
Rewards
Chat
My Profile
Close
GMAT Club Daily Prep
Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History
Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.
Go to My Error Log Learn more
Close
Request Expert Reply
Confirm Cancel
avatar
shobhitmbaprep
avatar
Joined: 04 Jan 2012
Last visit: 03 Oct 2012
Posts: 8
Own Kudos:
5
Location: United States
Concentration: Entrepreneurship, Strategy
Schools: Northwestern (Kellogg) - Class of 2013
WE:Consulting (Consulting)
Schools: Northwestern (Kellogg) - Class of 2013
Posts: 8
Kudos: 5
Kellogg 2012 - Calling All Applicants 26 Feb 2012, 22:18
Kudos
Add Kudos
Bookmarks
Bookmark this Post
AshForGMAT
onechance
I applied to Kellogg since after researching the school and speaking with as many people as I could, I really liked what I heard. Now I'm miffed with myself for having been careless about probably the most important part of the research as an international student - that of financing.

Is it true that K does not have a non US co-signor loan program for internationals? If so, then how are other internationals planning to fund the cost of attendance for 2 years? Are there any other loans out there if one can't get a US-based co-signor? In the context of funds required for b-school, my savings are zero.


Whatttttttttt!!!!!!!!!!!

This is crazy...I applied to Ross and Kellogg! And Ross too doesnt have a non US co-signr loan from this year!

OMG! I want to kill myself!
Show more



No guys, Kellogg does have a non-US co-signer loan option for international applicants. I along with many other international students have taken that loan. If you get into kellogg loan is the last thing you guys should worry about. :)
avatar
onechance
avatar
Joined: 26 Nov 2009
Last visit: 11 Mar 2013
Posts: 75
Own Kudos:
6
Location: India
GMAT 1: 750 Q49 V44
GPA: 3.72
GMAT 1: 750 Q49 V44
Posts: 75
Kudos: 6
Kellogg 2012 - Calling All Applicants 26 Feb 2012, 23:40
Kudos
Add Kudos
Bookmarks
Bookmark this Post
shobhitmbaprep
AshForGMAT
onechance
I applied to Kellogg since after researching the school and speaking with as many people as I could, I really liked what I heard. Now I'm miffed with myself for having been careless about probably the most important part of the research as an international student - that of financing.

Is it true that K does not have a non US co-signor loan program for internationals? If so, then how are other internationals planning to fund the cost of attendance for 2 years? Are there any other loans out there if one can't get a US-based co-signor? In the context of funds required for b-school, my savings are zero.


Whatttttttttt!!!!!!!!!!!

This is crazy...I applied to Ross and Kellogg! And Ross too doesnt have a non US co-signr loan from this year!

OMG! I want to kill myself!



No guys, Kellogg does have a non-US co-signer loan option for international applicants. I along with many other international students have taken that loan. If you get into kellogg loan is the last thing you guys should worry about. :)
Show more

Shobhit,

Thanks for the update. Please aprdon my asking again, but my question stemmed from the language on the fin aid page on the Kellogg website, which does not state clearly whether this option is avaiable. You joined Kellogg in the fall of 2011; could it be possible that their policy has changed since then? I also read a debrief on Poets and Quants by an Indian based out of Bangalore who attended DAK. His account stated that Kellogg requires a co-signor on the loan for internationals.

Once again, I just want to make sure that I am getting the facts right. Your confirmation would help greatly.
avatar
shobhitmbaprep
avatar
Joined: 04 Jan 2012
Last visit: 03 Oct 2012
Posts: 8
Own Kudos:
5
Location: United States
Concentration: Entrepreneurship, Strategy
Schools: Northwestern (Kellogg) - Class of 2013
WE:Consulting (Consulting)
Schools: Northwestern (Kellogg) - Class of 2013
Posts: 8
Kudos: 5
Kellogg 2012 - Calling All Applicants 27 Feb 2012, 01:03
Kudos
Add Kudos
Bookmarks
Bookmark this Post
onechance
shobhitmbaprep
onechance
I applied to Kellogg since after researching the school and speaking with as many people as I could, I really liked what I heard. Now I'm miffed with myself for having been careless about probably the most important part of the research as an international student - that of financing.

Is it true that K does not have a non US co-signor loan program for internationals? If so, then how are other internationals planning to fund the cost of attendance for 2 years? Are there any other loans out there if one can't get a US-based co-signor? In the context of funds required for b-school, my savings are zero.



No guys, Kellogg does have a non-US co-signer loan option for international applicants. I along with many other international students have taken that loan. If you get into kellogg loan is the last thing you guys should worry about. :)

Shobhit,

Thanks for the update. Please aprdon my asking again, but my question stemmed from the language on the fin aid page on the Kellogg website, which does not state clearly whether this option is avaiable. You joined Kellogg in the fall of 2011; could it be possible that their policy has changed since then? I also read a debrief on Poets and Quants by an Indian based out of Bangalore who attended DAK. His account stated that Kellogg requires a co-signor on the loan for internationals.

Once again, I just want to make sure that I am getting the facts right. Your confirmation would help greatly.
Show more

Hey,

I dont think the policy has changed, but can check here with the financial aid office. As far as i remember last year as well the financial aid web-page was unclear but in reality Kellogg offers financial aid to international applicants. You dont necessarily need a US co-signer, international co-signers (people not based in US or without US credit history) work perfectly well. Let me know if you have any other questions

Shobhit
avatar
onechance
avatar
Joined: 26 Nov 2009
Last visit: 11 Mar 2013
Posts: 75
Own Kudos:
6
Location: India
GMAT 1: 750 Q49 V44
GPA: 3.72
GMAT 1: 750 Q49 V44
Posts: 75
Kudos: 6
Kellogg 2012 - Calling All Applicants 27 Feb 2012, 03:01
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Shobhit,

Any information from the horse's mouth would calm the nerves, I guess. So if you could check with the financial aid office, that would be very helpful. Thanks in advance. And if it's true that they do offer loans without co-signors, may be they should make it clear on the website as well for the benefit of all international candidates. Just a suggestion.
avatar
socalledpremba
avatar
Joined: 07 Dec 2011
Last visit: 02 May 2012
Posts: 34
Own Kudos:
6
Given Kudos: 1
Concentration: Marketing, International Business
Schools: CBS '14 (S) Goizueta '14 (A$) HBS '14 (D) Kellogg '14 (WL) Anderson '14 (S)
WE:Consulting (Consulting)
Schools: CBS '14 (S) Goizueta '14 (A$) HBS '14 (D) Kellogg '14 (WL) Anderson '14 (S)
Posts: 34
Kudos: 6
Kellogg 2012 - Calling All Applicants 27 Feb 2012, 04:04
Kudos
Add Kudos
Bookmarks
Bookmark this Post
onechance
Shobhit,

Any information from the horse's mouth would calm the nerves, I guess. So if you could check with the financial aid office, that would be very helpful. Thanks in advance. And if it's true that they do offer loans without co-signors, may be they should make it clear on the website as well for the benefit of all international candidates. Just a suggestion.
Show more
I had the same problem as you. Realized in the end that most schools that I've applied to do not offer loan to international students without a co-signer. I've read everything available on Kellogg's website and the only information I could find is that for you to get a loan you need a co-signer, but it can be someone from your own country, which make things easier.
avatar
vicky615
avatar
Joined: 19 Feb 2007
Last visit: 26 Mar 2013
Posts: 33
Own Kudos:
5
Schools: HBS '15 (D) Booth '15 (II) Wharton '15 (S) Stanford '15 (S)
Posts: 33
Kudos: 5
Kellogg 2012 - Calling All Applicants 27 Feb 2012, 11:14
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Guys,

I had received a waiver 2 weeks ago and haven't heard anything from Kellogg since then. I know atleast 6 other guys from Bangalore who received a waiver around the same time but no communication since then.

Not sure what to make of that. Any pointers?
User avatar
cheetarah1980
User avatar
Joined: 24 Aug 2010
Last visit: 06 Jan 2020
Posts: 1,332
Own Kudos:
450
Given Kudos: 74
Status:Current Student
Location: United States
Schools: Kellogg '14 (A) Booth '14 (M) Wharton '14 (A) Stanford '14 (D)
GMAT 1: 710 Q48 V40
WE:Sales (Consumer Packaged Goods)
Products:
My Reviews
Schools: Kellogg '14 (A) Booth '14 (M) Wharton '14 (A) Stanford '14 (D)
GMAT 1: 710 Q48 V40
Posts: 1,332
Kudos: 450
Kellogg 2012 - Calling All Applicants 27 Feb 2012, 12:22
Kudos
Add Kudos
Bookmarks
Bookmark this Post
vicky615
Guys,

I had received a waiver 2 weeks ago and haven't heard anything from Kellogg since then. I know atleast 6 other guys from Bangalore who received a waiver around the same time but no communication since then.

Not sure what to make of that. Any pointers?
Show more

Just wait. That's all you can do right now. Kellogg is reviewing your app and if they are interested they will contact you for an interview.

I know it's a tough time but try to just distract yourself with other things. Kellogg can invite you for an interview up to 10-14 from the final decision day.
avatar
Milenochka
avatar
Joined: 24 Nov 2010
Last visit: 24 Mar 2014
Posts: 46
Own Kudos:
8
Given Kudos: 3
Concentration: Other
Posts: 46
Kudos: 8
Kellogg 2012 - Calling All Applicants Updated on: 28 Feb 2012, 02:27
Originally posted by Milenochka on 27 Feb 2012, 22:10.
Last edited by Milenochka on 28 Feb 2012, 02:27, edited 1 time in total.
Kudos
Add Kudos
Bookmarks
Bookmark this Post
In for R2.
Sorry guys for confusion, just wanted to say that I applied in R2 and as all of you I am waiting for the decision.
User avatar
ss87
User avatar
Joined: 02 Apr 2008
Last visit: 29 Dec 2014
Posts: 116
Own Kudos:
22
Given Kudos: 5
Location: United States
Concentration: Marketing, Strategy
Schools: Booth '15 (D) Darden '15 (M) Duke '15 (A) Johnson '15 (A) Ross '15 (A)
GPA: 3.45
WE:Marketing (Consumer Electronics)
Schools: Booth '15 (D) Darden '15 (M) Duke '15 (A) Johnson '15 (A) Ross '15 (A)
Posts: 116
Kudos: 22
Kellogg 2012 - Calling All Applicants 27 Feb 2012, 22:45
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Wow that's fast!! The results are out already?also may I ask how many interviews you went through?thanks!

Posted from my mobile device
avatar
blueridge
avatar
Joined: 27 Feb 2012
Last visit: 24 Mar 2012
Posts: 1
Posts: 1
Kudos: 0
Kellogg 2012 - Calling All Applicants 28 Feb 2012, 00:58
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Hi, Milen

Did you get the result from Kellogg? I have heard that Kellogg adopted semi-rolling process but it's much faster than expected.
Anyway, congratulations on you and finger crossed for everyone who is waiting for the good news.
avatar
Milenochka
avatar
Joined: 24 Nov 2010
Last visit: 24 Mar 2014
Posts: 46
Own Kudos:
8
Given Kudos: 3
Concentration: Other
Posts: 46
Kudos: 8
Kellogg 2012 - Calling All Applicants 28 Feb 2012, 01:15
Kudos
Add Kudos
Bookmarks
Bookmark this Post
ss87
Wow that's fast!! The results are out already?also may I ask how many interviews you went through?thanks!

Posted from my mobile device
Show more

Sorry for confusion, I was saying that I applied in R2 :) Waiting for the decision.
avatar
Milenochka
avatar
Joined: 24 Nov 2010
Last visit: 24 Mar 2014
Posts: 46
Own Kudos:
8
Given Kudos: 3
Concentration: Other
Posts: 46
Kudos: 8
Kellogg 2012 - Calling All Applicants 28 Feb 2012, 02:29
Kudos
Add Kudos
Bookmarks
Bookmark this Post
blueridge
Hi, Milen

Did you get the result from Kellogg? I have heard that Kellogg adopted semi-rolling process but it's much faster than expected.
Anyway, congratulations on you and finger crossed for everyone who is waiting for the good news.
Show more

Hi, sorry. I've made corrections to my previous post. I applied in R2 and waiting for the decision.
avatar
onechance
avatar
Joined: 26 Nov 2009
Last visit: 11 Mar 2013
Posts: 75
Own Kudos:
6
Location: India
GMAT 1: 750 Q49 V44
GPA: 3.72
GMAT 1: 750 Q49 V44
Posts: 75
Kudos: 6
Kellogg 2012 - Calling All Applicants 28 Feb 2012, 23:59
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Hey,

I dont think the policy has changed, but can check here with the financial aid office. As far as i remember last year as well the financial aid web-page was unclear but in reality Kellogg offers financial aid to international applicants. You dont necessarily need a US co-signer, international co-signers (people not based in US or without US credit history) work perfectly well. Let me know if you have any other questions

Shobhit[/quote]

Hi Shobhit, any word from the Financial Aid office on the availability of non-cosignor loans for internationals?
avatar
shekmba
avatar
Joined: 03 Oct 2011
Last visit: 17 Dec 2012
Posts: 139
Own Kudos:
17
Given Kudos: 12
Concentration: General Management, Entrepreneurship
Schools: Kellogg '14 (A)
Schools: Kellogg '14 (A)
Posts: 139
Kudos: 17
Kellogg 2012 - Calling All Applicants 29 Feb 2012, 02:08
Kudos
Add Kudos
Bookmarks
Bookmark this Post
onechance
Hey,

I dont think the policy has changed, but can check here with the financial aid office. As far as i remember last year as well the financial aid web-page was unclear but in reality Kellogg offers financial aid to international applicants. You dont necessarily need a US co-signer, international co-signers (people not based in US or without US credit history) work perfectly well. Let me know if you have any other questions

Shobhit
Show more

Hi Shobhit, any word from the Financial Aid office on the availability of non-cosignor loans for internationals?[/quote]

Hi onechance,

This is a big misconception about Kellogg. A lot of international students are in the process of applying for a loan with Kellogg and it is really a simple process. Please check the link below:

https://bit.ly/xN0WOk

The only downside to this loan is that the interest rate is 7.5%; otherwise it is as normal as any other loan.

Regards,
Shekmba
avatar
shobhitmbaprep
avatar
Joined: 04 Jan 2012
Last visit: 03 Oct 2012
Posts: 8
Own Kudos:
5
Location: United States
Concentration: Entrepreneurship, Strategy
Schools: Northwestern (Kellogg) - Class of 2013
WE:Consulting (Consulting)
Schools: Northwestern (Kellogg) - Class of 2013
Posts: 8
Kudos: 5
Kellogg 2012 - Calling All Applicants 29 Feb 2012, 08:00
Kudos
Add Kudos
Bookmarks
Bookmark this Post
shekmba
onechance


Hi Shobhit, any word from the Financial Aid office on the availability of non-cosignor loans for internationals?

Hi onechance,

This is a big misconception about Kellogg. A lot of international students are in the process of applying for a loan with Kellogg and it is really a simple process. Please check the link below:

https://bit.ly/xN0WOk

The only downside to this loan is that the interest rate is 7.5%; otherwise it is as normal as any other loan.

Regards,
Shekmba
Show more


@onechance: No change in the policy this year. I guess Kellogg needs to do a better job of clarifying this misconception.

Shobhit
https://myhotseat.co/users/sign_up
avatar
healthcareguy
avatar
Joined: 27 Oct 2011
Last visit: 25 Nov 2012
Posts: 123
Own Kudos:
21
Given Kudos: 8
WE:Pharmaceuticals (Healthcare/Pharmaceuticals)
Posts: 123
Kudos: 21
Kellogg 2012 - Calling All Applicants 29 Feb 2012, 09:45
Kudos
Add Kudos
Bookmarks
Bookmark this Post
I had my off campus interview recently. It was at a restaurant with a sweet ocean view and lasted for about 1 hr 45 min. The alum was friendly and interesting as you would expect from Kellogg. After a few minutes of small talk mostly about the weather (we were in the middle of what is called a "storm" in these parts) we dove straight into the questions. The tone was rather informal and we went through every inch of my resume: explaining transitions, delving into details at certain spots and explaining why I thought I was promoted at a couple of instances.

The rest of the questions were mostly along expected lines: about leadership both at work and outside, teamwork with good and bad outcomes, my areas of improvement etc. There were a couple of less common ones:
1) What leaders do you look up to and why? What are top 3 qualities of a good leader in your opinion and how do you rate yourself on those?
2) Why do you think people that are well educated and accomplished are sometimes bad communicators (this was a follow-up to my response to the question above).

Overall, I thought the interview went well and this feeling was corroborated to an extent with the prompt and positive response I got from the interviewer to my "thank you" note the following day.

Now I need to find something shiny to distract myself with for the next month!
avatar
Consulting2Finance
avatar
Joined: 12 Jan 2012
Last visit: 09 Dec 2015
Posts: 273
Own Kudos:
53
Given Kudos: 10
Location: In Limbo
Concentration: Finance
Schools: Darden '14 (M$) Booth '14 (A) Kellogg '14 (WL) Wharton '14 (WL) HBS '14 (D)
GMAT 1: 760 Q48 V46
GPA: 3.72
WE:Consulting (Consulting)
Schools: Darden '14 (M$) Booth '14 (A) Kellogg '14 (WL) Wharton '14 (WL) HBS '14 (D)
GMAT 1: 760 Q48 V46
Posts: 273
Kudos: 53
Kellogg 2012 - Calling All Applicants 29 Feb 2012, 10:25
Kudos
Add Kudos
Bookmarks
Bookmark this Post
healthcareguy
I had my off campus interview recently. It was at a restaurant with a sweet ocean view and lasted for about 1 hr 45 min. The alum was friendly and interesting as you would expect from Kellogg. After a few minutes of small talk mostly about the weather (we were in the middle of what is called a "storm" in these parts) we dove straight into the questions. The tone was rather informal and we went through every inch of my resume: explaining transitions, delving into details at certain spots and explaining why I thought I was promoted at a couple of instances.

The rest of the questions were mostly along expected lines: about leadership both at work and outside, teamwork with good and bad outcomes, my areas of improvement etc. There were a couple of less common ones:
1) What leaders do you look up to and why? What are top 3 qualities of a good leader in your opinion and how do you rate yourself on those?
2) Why do you think people that are well educated and accomplished are sometimes bad communicators (this was a follow-up to my response to the question above).

Overall, I thought the interview went well and this feeling was corroborated to an extent with the prompt and positive response I got from the interviewer to my "thank you" note the following day.

Now I need to find something shiny to distract myself with for the next month!
Show more

Wow an hour and 45 minutes. Sounds like you held your own. Congrats on being done. A month is nothing to wait (and based on Round 1 calls started coming out a week before the final date). I interviewed back in mid January. Talk about a long wait!
avatar
cymin
avatar
Joined: 26 Dec 2011
Last visit: 02 Mar 2014
Posts: 22
Own Kudos:
5
Location: Cameroon
Concentration: Operations, Marketing
Schools: Kellogg '14 (WL) Johnson '14 (D) Stanford '15 (D) Booth '15 (A)
GMAT 1: 670 Q46 V36
WE:Supply Chain Management (Manufacturing)
Schools: Kellogg '14 (WL) Johnson '14 (D) Stanford '15 (D) Booth '15 (A)
GMAT 1: 670 Q46 V36
Posts: 22
Kudos: 5
Kellogg 2012 - Calling All Applicants 01 Mar 2012, 08:28
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Hi All,
Thanks so much for making GMAT Club the place for MBA-ers,
On Kellogg phone interviews, mine is scheduled for this Friday. Wondering wether I should send a thank you not to the general adcom email, or just leave it, I am also concerned I may not be able to clearly capture the spelling of my interviewer's name.
avatar
healthcareguy
avatar
Joined: 27 Oct 2011
Last visit: 25 Nov 2012
Posts: 123
Own Kudos:
21
Given Kudos: 8
WE:Pharmaceuticals (Healthcare/Pharmaceuticals)
Posts: 123
Kudos: 21
Kellogg 2012 - Calling All Applicants 01 Mar 2012, 09:35
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Consulting2Finance
healthcareguy
I had my off campus interview recently. It was at a restaurant with a sweet ocean view and lasted for about 1 hr 45 min.

........

Now I need to find something shiny to distract myself with for the next month!

Wow an hour and 45 minutes. Sounds like you held your own. Congrats on being done. A month is nothing to wait (and based on Round 1 calls started coming out a week before the final date). I interviewed back in mid January. Talk about a long wait!
Show more

Thanks, yeah I realize there are others that have been waiting for much longer. I know it technically doesn't matter but there is something disconcerting about that fact that they probably are reviewing my file this week or the next while they have already looked at the majority of the other applications. It's like being the last one to show up to class, you always wonder if you missed something :)
User avatar
cheetarah1980
User avatar
Joined: 24 Aug 2010
Last visit: 06 Jan 2020
Posts: 1,332
Own Kudos:
450
Given Kudos: 74
Status:Current Student
Location: United States
Schools: Kellogg '14 (A) Booth '14 (M) Wharton '14 (A) Stanford '14 (D)
GMAT 1: 710 Q48 V40
WE:Sales (Consumer Packaged Goods)
Products:
My Reviews
Schools: Kellogg '14 (A) Booth '14 (M) Wharton '14 (A) Stanford '14 (D)
GMAT 1: 710 Q48 V40
Posts: 1,332
Kudos: 450
Kellogg 2012 - Calling All Applicants 01 Mar 2012, 12:40
Kudos
Add Kudos
Bookmarks
Bookmark this Post
cymin
Hi All,
Thanks so much for making GMAT Club the place for MBA-ers,
On Kellogg phone interviews, mine is scheduled for this Friday. Wondering wether I should send a thank you not to the general adcom email, or just leave it, I am also concerned I may not be able to clearly capture the spelling of my interviewer's name.
Show more

No need to send the adcom a thank you note for the interview invite. If you can get your interviewer's contact info feel free to send a short thank you.
   1  ...  74   75   76   77   78  ...  97   
Moderators:
GMATNinja
GMAT Club Verbal Expert
7443 posts
GMATNinjaTwo
GMAT Club Verbal Expert
231 posts