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# QOTD: Many experts regarded the increase in credit card

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QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 09:47
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Verbal Question of The Day: Day 48: Sentence Correction

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Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

Every question of the day will be followed by an expert reply by GMATNinja in 12-15 hours. Stay tuned! Post your answers and explanations to earn kudos.

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QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 09:48
Quote:
A rather a sign of confidence by households that they could safely

(A) would be a whole lot better with a "but", so that it would be parallel to "not as a sign..." I'm also not crazy about the modifier "that they could safely" -- it seems like it would be clearer if "that" was right next to "confidence." I'm not sure that the placement of "that" is absolutely wrong, but I don't love it. The lack of parallelism is a dealbreaker, though. Eliminate (A).

Quote:
B yet as a sign of households' confidence that it was safe for them to

The parallelism is just as goofy in (B) and in (A). And we also have some pronoun issues here. "It" doesn't have a referent at all, and maybe we could argue that this is a rare non-referential pronoun ("it is raining"), but you don't see those very often on the GMAT -- and I don't think there's a good reason to use one here. More importantly, the non-possessive pronoun "them" can't refer back to the possessive noun "households." (See our YouTube live video for more on this type of pronoun issue.)

Eliminate (B).

Quote:
C but a sign of confidence by households that they could safely

The "not... but" construction is almost OK here, but it doesn't quite work: "not as a sign... but a sign." Nope, "as a sign" isn't parallel to "a sign." Eliminate (C).

Quote:
D but as a sign that households were confident they could safely

Parallelism is perfect here. If you have a problem with this one, your objection is probably to the omission of the word "that": it seems like this should say "... were confident that they could safely..."

In (D), "that" is subordinating a clause. (Check out the Topic of the Week on "that" for more on subordinate clauses and other uses of "that" on the GMAT.) And most of the time, the GMAT will include the word "that" in these situations. But in general, "that" isn't strictly necessary, as long as it's clear that you're subordinating a clause -- and many American writing instructors actually teach their students that they SHOULD omit the word "that" if it's clearly implied.

In other words, both of these are arguably acceptable:

I believe that the Easter Bunny is real.
I believe the Easter Bunny is real.

You won't see "that" omitted very often on the GMAT. Actually, this is the only case I can think of. But it's acceptable -- and the errors in the other four answer choices are much more severe.

Quote:
E but also as a sign that households were confident in their ability safely to

"Not as a sign... but ALSO as a sign..."?! That makes no sense at all. (E) is out, and we're left with (D).
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 09:51
Option D. Not X but Y idiom. Parallel structure is maintained.

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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 10:15
souvik101990 wrote:

Verbal Question of The Day: Day 48: Sentence Correction

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Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

Every question of the day will be followed by an expert reply by GMATNinja in 12-15 hours. Stay tuned! Post your answers and explanations to earn kudos.

Quick Scan gives me a look on rather, yet Vs but, so I'm assuming a contrast or idiom test before I read the sentence.
Upon reading, I see the Idiom Not X But Y, so A, B are out.
C breaks parallelism, and also seems to be passive with 'sign of confidence' <--- same os A & B.
D - Seems Good. Keep
E - Breaks Idiom pattern and also changes the meaning.

D is the answer for me.
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 10:24
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

not as...,but as is the correct parallel structure.

not as..,rather is wrong
not as..,but a is wrong
not as..,but also is wrong
not as..,yet is wrong
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 10:46
Isn't D missing a that and thereby causing a run on sentence ?

but as a sign that households were confident that they could safely
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 11:05
clearly E

Many experts regarded
the increase in credit card borrowing in March
not as a sign that <households were pressed for cash and forced to borrow>,
but as a sign that <households were confident they could safely handle new debt

not X but Y : x & y must be parallel
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 12:14
Leo8 wrote:
clearly E

Many experts regarded
the increase in credit card borrowing in March
not as a sign that <households were pressed for cash and forced to borrow>,
but as a sign that <households were confident they could safely handle new debt

not X but Y : x & y must be parallel

How come the answer is E? The sentence doesn't use
Not only x......but also y
Not as X.......but as Y.
I go with D.

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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 12:27
deepmaity

sorry - it was typo - I meant D
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 12:59
I feel its C...since the sentence says 'Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash but a sign of confidence....

Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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05 Jul 2017, 21:37
Option D

Follows parallelism

Not as ...but as
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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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19 Jul 2017, 14:44
The correct idiom is not X but Y; here X and Y are 'as a sign'. The only option that corrects this is D
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QOTD: Many experts regarded the increase in credit card [#permalink]

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29 Jul 2017, 14:23
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

The correct parallel structure with right IDIOM usage is: "not as ..... but as......"

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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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14 Aug 2017, 21:09
souvik101990 wrote:

Verbal Question of The Day: Day 48: Sentence Correction

Subscribe to GMAT Question of the Day: E-mail | RSS

Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

Every question of the day will be followed by an expert reply by GMATNinja in 12-15 hours. Stay tuned! Post your answers and explanations to earn kudos.

The correct idiom is "not x but y" and also regard as is another correct idiom.

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Re: QOTD: Many experts regarded the increase in credit card [#permalink]

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20 Oct 2017, 21:13
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely - “not X rather Y” is non-idiomatic ; parallelism issue
B yet as a sign of households' confidence that it was safe for them to - “not X yet Y” is non-idiomatic
C but a sign of confidence by households that they could safely - Parallelism issue - no as after but
D but as a sign that households were confident they could safely- Correct
E but also as a sign that households were confident in their ability safely to - “not X but also Y” is non-idiomatic. This structure also distorts the meaning since “also” indicates that the second part is in addition to the first part. On the contrary, the second part is an alternative to the first part.

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Re: QOTD: Many experts regarded the increase in credit card   [#permalink] 20 Oct 2017, 21:13
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