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The decrease in the willingness of banks to make loans to home buyers

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The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post Updated on: 09 Nov 2018, 02:47
7
00:00
A
B
C
D
E

Difficulty:

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Question Stats:

83% (00:45) correct 17% (00:41) wrong based on 349 sessions

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The decrease in the willingness of banks to make loans to home buyers and small business owners have created a downward economic spiral, as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.


(A) have created

(B) are creating

(C) had created

(D) has created

(E) creates



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Originally posted by carcass on 31 May 2016, 08:11.
Last edited by Bunuel on 09 Nov 2018, 02:47, edited 1 time in total.
Renamed the topic and edited the question.
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Re: The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post 31 May 2016, 08:37
2
carcass wrote:
The decrease in the willingness of banks to make loans to home buyers and small business owners have created a downward economic spiral, as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.

(A) have created
(B) are creating
(C) had created
(D) has created
(E) creates


Subject Verb Error

The decrease in the willingness of banks to make loans to home buyers and small business owners has created a downward economic spiral, as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.

Hence correct answer will be (D)

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Re: The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post 31 May 2016, 09:01
1
The decrease in the willingness of banks to make loans to home buyers and small business owners have created a downward economic spiral, as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.
The decrease is the subject and we have a subject verb error . The decrease is singular , so it needs a singular verb.

(A) have created -Incorrect - Subject verb agreement error -
(B) are creating - Incorrect - Subject verb agreement and tense error - Continuous tense is incorrect here
(C) had created - Incorrect - Past perfect tense is incorrect here .
(D) has created -Correct answer
(E) creates - Incorrect - simple present tense is incorrect here .

Answer D
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Re: The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post 02 Jun 2016, 00:51
I agree that the answer is D .
I would like to know if option B is correct if it was (B) is creating instead of (B) are creating
IMO Continuous tense is correct .Please correct me if I am wrong .
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Re: The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post 02 Jun 2016, 01:19
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Shortly the answer is NO

you use the Present Continuous with Normal Verbs to express the idea that something is happening now, at this very moment. It can also be used to show that something is not happening now.

Instead, you do use the Present Perfect to talk about change that has happened over a period of time. Logically, here, we need a verb that expresses that the timeline has yet to finish. Beginning in a certain moment in the past and it is still going.

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Re: The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post 24 Jul 2017, 05:18
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Straight D - has created

Correct form for Subject Verb agreement
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Re: The decrease in the willingness of banks to make loans to home buyers  [#permalink]

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New post 23 Nov 2018, 03:24
Hello from the GMAT Club VerbalBot!

Thanks to another GMAT Club member, I have just discovered this valuable topic, yet it had no discussion for over a year. I am now bumping it up - doing my job. I think you may find it valuable (esp those replies with Kudos).

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Re: The decrease in the willingness of banks to make loans to home buyers &nbs [#permalink] 23 Nov 2018, 03:24
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