Any health care plan that does not cover comprehensive annual checkups

Question

Any health care plan that does not cover comprehensive annual checkups is risking the lives of its members, who are unlikely to obtain care that is not covered by their health care plans, and who may have conditions that, if not detected early, are more likely to become fatal.

The argument above logically depends on which of the following assumptions?

A. Health care plans cannot save lives unless they also cover medical procedures that treat any potentially fatal conditions that are detected.
 
B. Many potentially lethal conditions are likely to be detected during an annual checkup.

C. Doctors who perform comprehensive annual checkups charge high fees, such that health care plan members cannot afford checkups that are not covered.

D. People who are members of health plans are more likely to have potentially fatal conditions than those who are not members of health plans.

E. People are less likely to purchase a health care plan that does not cover annual checkups, thus negatively affecting the insurers’ profitability.

What is the conclusion in this argument and what is the conclusion indicator?

Can this problem be solved by elimination using causality ?

Health Care Plan doesn't cover annual checkups (X) -> Risk life of members (Y)

Does A have any cause - effect relationship ...Why is A wrong?

Why is C wrong?

sudhir18n · Answer

Its clear B 
trying negating B ;
Many potentially lethal conditions are  NOT  likely to be detected during an annual checkup
It is weakens the conclusion . hence the answer

siddhans · Answer

What is the conclusion in this argument and what is the conclusion indicator?

subhashghosh · Answer

Hi

This entire statement does not have a conclusion keyword indicator, so you have to deduce the conclusion logically. That means that we have to find what does the speaker believe in :

Any health care plan that does not cover comprehensive annual checkups is risking the lives of its members, who are unlikely to obtain care that is not covered by their health care plans, and who may have conditions that, if not detected early, are more likely to become fatal.

Clearly, this is the conclusion - "Any health care plan that does not cover comprehensive annual checkups is risking the lives of its members".

Regards,
Subhash

amit2k9 · Answer

Casualty link chain can be :

Insurance not covering yearly check up ---> Fatal conditions are detected in early check up ---> patient's life is risked,as he/she is not covered.

One can very well see that there is a reasoning gap here in the argument as to how the patients health is being risked.

B provides this missing link.

C also provides a link here,but it leaves a loose end.This loose end is even if the patient is not covered,how is health is being risked ? May be/May not be type answer option.

pratikpokharkar · Answer

GMATNinja   mira93   nightblade354   GMATNinja 2  egmat

Option B is similar to pre thought assumption and hence the correct option.

But why C is incorrect ??? Is it bcoz it is restating the fact already mentioned in argument??

Argument:-  who are unlikely to obtain care that is not covered by their health care plans  .....Means they will not go for external health checkup due to some reasons.

Option C:-  such that health care plan members cannot afford checkups that are not covered.

Is this analysis correct? Pl let me know.

Sr1994 · Answer

The statement is actually like a chain. Information flows from one point to the other. If we observe, in the statement it is mentioned that any health care plan that does not cover comprehensive annual checkups is risking the lives of its member. So, it's risking. It can go either ways. Either they can obtain the care they need or they won't obtain. That's why we call it as a risk, right? It can go either up or down.

Why should people choose a health care plan if they can't get the necessary help. So, the assumption of a consumer or a person who chooses the plan should be "There are numerous lethal conditions that can't be identified that easily, so my health care plan should detect most of the potentially lethal conditions. "

Now, with that thought, let us look at the options.

A.   Health care plans cannot save lives unless they also cover medical procedures that treat any potentially fatal conditions that are detected.   Wrong

Here, a health care plan should have a medical procedure to treat any potentially fatal condition. Medical procedure mentioned here is a necessary condition. From the question statement, we know that it's a risk that the people are taking. So, medical procedure is not a necessary condition.

B   Many potentially lethal conditions are likely to be detected during an annual checkup.    Correct 
 
Like how we thought earlier, my health care plan should detect not all but many of the potential lethal conditions because there are numerous health conditions that can't be identified that easily. So, this fits in.

C   Doctors who perform comprehensive annual checkups charge high fees, such that health care plan members cannot afford checkups that are not covered .   Wrong

Well, this is talking about doctors who charge high fees. This is out of scope. No where it is mentioned regarding the fees that doctors charge.

D   People who are members of health plans are more likely to have potentially fatal conditions than those who are not members of health plans.    Wrong

This is comparing the people who are a member of a health plan to people who are not a member of a health plan. This comparison is not helping us to answer anything regarding the potential threat identification of the health plan or anything of that sort.

E   People are less likely to purchase a health care plan that does not cover annual checkups, thus negatively affecting the insurers’ profitability.    Wrong

This is also out of scope because it's talking about the insurers' profitability, which is not mentioned anywhere in the passage.

MooneeyTunes · Answer

I have the same doubt. Can the experts help, please?  egmat   EMPOWERgmatVerbal   VeritasKarishma   GMATNinja

KarishmaB · Answer

Members of plans are unlikely to obtain care that is not covered by their health care plans
Members may have conditions that, if not detected early, are more likely to become fatal.

Conclusion: A plan that does not cover annual checkups is risking the lives of its members

The problem here is that there is no link between "detected early" and "annual checkups". We are given that if something is not covered in the plan, members will not avail it. We are given that there may be condition which if not detected early may become fatal. Based on this we are concluding that if annual checkups are not covered, it's a risk to the lives of the members.

The assumption needs to link annual checkups to detecting early.

A. Health care plans cannot save lives unless they also cover medical procedures that treat any potentially fatal conditions that are detected.
 
Medical procedures are out of scope

B. Many potentially lethal conditions are likely to be detected during an annual checkup.

Correct.

C. Doctors who perform comprehensive annual checkups charge high fees, such that health care plan members cannot afford checkups that are not covered.

Doctors charging high fees is irrelevant. Even if they charge low fees, it is all the same to us. We already know that members will not go for care that is not covered by the plan. If the plan doesn't cover annual checkups, members will not get it done. Whether they can afford or not is besides the point.

D. People who are members of health plans are more likely to have potentially fatal conditions than those who are not members of health plans.

Not an assumption.

E. People are less likely to purchase a health care plan that does not cover annual checkups, thus negatively affecting the insurers’ profitability.

Doesn't matter how many people buy such plans. The argument is only talking about how these plans are detrimental to health.

Answer (B)

Afn24 · Answer

I think answer choice B is not Phrased properly.

B. Many potentially lethal conditions are likely to be detected during an annual checkup.

This option can be negated in two ways.

a)  Only a few (Not many)  potentially lethal conditions are likely to be detected during an annual checkup. - won't destroy the conclusion

b) Many potentially lethal conditions are  not  likely to be detected during an annual checkup. - Weakens the conclusion.

VerbalBot · Answer

Automated notice from GMAT Club VerbalBot: 

A member just gave Kudos to this thread, showing it’s still useful. I’ve bumped it to the top so more people can benefit. Feel free to add your own questions or solutions.

 This post was generated automatically.

Any health care plan that does not cover comprehensive annual checkups

Prep Toolkit

Top 5 GMAT Debrief Videos

615 to 715 in 15 Days (Ria's Strategies)

More than Quant/Verbal Abilities: Speed vs. Accuracy

745 with Only Self-Prep and GMAT Club

From 555 to 765: 210-point Improvement

Perfect 805 Score Debrief by Julia

My Rewards

GMAT Critical Reasoning (CR) Questions

Any health care plan that does not cover comprehensive annual checkups

Prep Toolkit

615 to 715 in 15 Days (Ria's Strategies)

More than Quant/Verbal Abilities: Speed vs. Accuracy

745 with Only Self-Prep and GMAT Club

From 555 to 765: 210-point Improvement

Perfect 805 Score Debrief by Julia

My Rewards