Modern physicians often employ laboratory tests, in addition to physical examinations, in order to diagnose diseases accurately. Insurance company regulations that deny coverage for certain laboratory tests therefore decrease the quality of medical care provided to patients.
Which one of the following is an assumption that would serve to justify the conclusion above?The conclusion says that denying coverage for some lab tests lowers the quality of care. For that to follow, the argument must assume that those uncovered tests actually help doctors diagnose some patients more accurately than physical examination alone.
Without that link, denying coverage would not necessarily reduce quality.
(A) Physical examinations and the uncovered laboratory tests together provide a more accurate diagnosis of many diseases than do physical examinations alone.
This is the needed assumption.
If the uncovered lab tests improve diagnostic accuracy, then denying coverage for them can reduce the quality of medical care.
(B) Many physicians generally oppose insurance company regulations that, in order to reduce costs, limit the use of laboratory tests.
This is irrelevant. Physicians may oppose the rules for many reasons, and their opposition does not show that quality of care is reduced.
(C) Many patients who might benefit from the uncovered laboratory tests do not have any form of health insurance.
This weakens the argument if anything. If many such patients have no insurance anyway, coverage rules are not the key issue for them.
(D) There are some illnesses that experienced physicians can diagnose accurately from physical examination alone.
This does not justify the conclusion. The argument needs to show that some uncovered tests are useful, not that some illnesses do not require them.
(E) Laboratory tests are more costly to perform than are physical examinations.
This is irrelevant. The argument is about quality of care, not cost.
Answer: (A)