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I am an incoming student at a top 10 US B-school and chose Prodigy to finance my expenses. Right from step 1 the Prodigy platform is seamless and provides an excellent UI. Basis the information provided they hand you a provisional offer which gets confirmed on subsequent applicant verification. Even the customer care services are outstanding and query redressal is very prompt. At each stage I felt the officials were very warm and offered all their time and help to address the queries.
Overall, the online UI and warm representative make Prodigy a wonderful experience. Not to forget, for international students, Prodigy is the only provider of loan without collateral.
I requested a Prodigy Loan and was surprised by how quickly and hassle free the process is. After submitting my self-reported information I got the quote that was valid for 2 weeks. I accepted the pre approval close to the deadline after attending a drink session and 1 on 1 session in Peru since I had some questions. Once I accepted I had to submit some documentation. The tool is very easy to use, detailed and the documents are not complicated. You have to be careful about your credit report since sometimes the information does not reflect immediately and it is important to take into account the money you’ve borrowed not only in loans but also with your credit card, this can affect your application (it wasn’t my case). I quickly submitted the information and it was reviewed and approved in less than a week. The only observation was that I should provide a utility bill instead of cellphone bill as proof of residence, once this was resolved it was shortly approved. Incredible time, especially since its without a collateral. On the flipside the response time for e-mails could be faster. Otherwise, very efficient, friendly and pain free. Hopefully this replicates for the loan disbursements and payments.
After being approved in a school, I started looking for companies that could give loan to international students. Prodigy was the only one. to do so (not counting on Discover that is the school partner). The school only gives 60% of total cost (tuition + living costs). Thanks to prodigy I am able to attend a MBA. I got the other 40% with a very good rate (for international students) and with a long term payment.
The customer service is outstanding and all the loan process is made online. I also got a student loan for my 2nd year, after being pre-approved on my first year.
I had such a great experience with Prodigy Finance with Students loans and I want to thank Prodigy Finance to enable me to study abroad. The process of application is pretty straight forward and I need to upload proofs that are easily available. After that Prodigy Finance sends the loan document that can be used for VISA process. Overall, the application and disbursing process is quite simplified.
Prodigy Finance covered 85% of the tuition with no collateral and at competitive interest rates compared to banks in India. Most of the banks don't cover the considerable amount of loan at all and hence Prodigy Finance helped me a lot.
Without Prodigy Finance and school alums, I won't be able to study MBA from one of the top ranked US school.
If I am still a student and un-employed, is it possible to get a loan from Prodigy Finance?
Thanks for your positive feedback kinjiGC. We’re very happy to have you part of our community.
Hi jeongmin889,
Thanks for your interest in Prodigy Finance and apologies for the delay.
This will depend on several factors - I've you're still interested in a Prodigy Finance loan, please contact us on [email protected] to chat about this further.
Thanks,
The Prodigy Finance Marketing Team
Can I modify the amount for my 2nd year? (After my first year of studies?) It could help me a lot.
Hi safira20,
Yes, this may be possible. Please contact us on [email protected] to chat about this further.
Thanks,
The Prodigy Finance Marketing Team
Thanks for your positive feedback andreyjv. We’re very happy to have you part of our community.