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# Although they realize that retirement plan investing provides long-ter

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Although they realize that retirement plan investing provides long-ter  [#permalink]

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20 Mar 2017, 16:27
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71% (01:35) correct 29% (01:40) wrong based on 343 sessions

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Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their short term cash flow.

A. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their

B. They realize that retirement plan investing provides long-term benefits, while many employees wonder whether it puts too significant a financial burden on their

C. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether they are putting too significant a financial burden on their

D. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on their

E. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on its

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Re: Although they realize that retirement plan investing provides long-ter  [#permalink]

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21 Mar 2017, 13:26
A. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their
B. They realize that retirement plan investing provides long-term benefits, while many employees wonder whether it puts too significant a financial burden on their
C. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether they are putting too significant a financial burden on their
D. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on their
E. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on its
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Re: Although they realize that retirement plan investing provides long-ter  [#permalink]

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22 Mar 2017, 09:50
Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their short term cash flow.

A. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their
B. They realize that retirement plan investing provides long-term benefits, while many employees wonder whether it puts too significant a financial burden on their
C. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether they are putting too significant a financial burden on their
D. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on their
E. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on its

The 'it' in the second phrase is refering to the retirement plan and not the employees themselves.
Option A and C are out.
B is chnage in the meaning because it looses the contrast intended by the sentence.
E the usage of 'its' in the end is incorrect because pronoun is supposed to refer to the employees and should be referd by they

Option D is correct
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Re: Although they realize that retirement plan investing provides long-ter  [#permalink]

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06 Apr 2017, 22:08
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ziyuen wrote:
Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their short term cash flow.

A. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they put too significant a financial burden on their
B. They realize that retirement plan investing provides long-term benefits, while many employees wonder whether it puts too significant a financial burden on their
C. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether they are putting too significant a financial burden on their
D. Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on their
E. While realizing that retirement plan investing provides long-term benefits, many employees wonder whether it puts too significant a financial burden on its

This problem is a pronoun problem through and through: you should recognize this by seeing the "its" vs. "their" decision in the last word of each answer choice, the fact that choice B starts with a pronoun "they," and the decision between "it" and "they" after the word "whether."

The key in pronoun problems is determining the antecedent. For the last word of each answer choice, it should be clear that "employees" are the owners/possessors of the short-term cash flow (it can't be "investing" or "benefits," the other nouns earlier in the sentence) so you must have the plural "their." This eliminates choice E.

Then for the "they" in choice B, recognize that there is no clear antecedent ("employees" later in the sentence comes after the transition "while," suggesting that in this case the "they" has to refer to something other than those "many employees," and there just isn't another eligible noun in the sentence). This means that B is guilty of a pronoun reference error and is incorrect.

For choices A, C, and D, notice that in each choice you start with a word that signals transition ("although" or "while"), meaning that the clause after the comma has to refer back to that introduction. This means that the pronoun has to refer back to "retirement plan investing" and that therefore you need the pronoun "it" in "many employees wonder whether it puts..." With that, answer choice D must be correct.

Why can't "they" refer to "employees"? Consider the meaning of the sentence, which has that "although" introduction for a reason. If "they" were to refer to "employees," then the two components of the sentence would not directly relate to each other. If the sentence ended with "many employees wonder whether they put too significant a burden on their short-term cash flow BY INVESTING" or ..."BY DOING SO" then you could make an argument that "they" could mean "employees." But absent that tie-back to the concept of investing, the main clause of the sentence ("they wonder whether...") is a separate thought from the conditional introduction.
Could somebody please explain the highligted part of official explanation " how they in option B is incorrect"
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Re: Although they realize that retirement plan investing provides long-ter  [#permalink]

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06 Dec 2017, 23:22
GMATNinja VeritasPrepKarishma mikemcgarry

Although they realize that retirement plan investing provides long-term benefits, many employees wonder whether they (why they can not refer to long-term benefits, I tried replacing benefits here and it still makes sense) put too significant a financial burden on their (their refer to people in possessive form) short term cash flow.
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Although they realize that retirement plan investing provides long-ter  [#permalink]

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11 Feb 2018, 02:31

VERITAS PREP OFFICIAL SOLUTION:

This problem is a pronoun problem through and through: you should recognize this by seeing the "its" vs. "their" decision in the last word of each answer choice, the fact that choice B starts with a pronoun "they," and the decision between "it" and "they" after the word "whether."

The key in pronoun problems is determining the antecedent. For the last word of each answer choice, it should be clear that "employees" are the owners/possessors of the short-term cash flow (it can't be "investing" or "benefits," the other nouns earlier in the sentence) so you must have the plural "their." This eliminates choice E.

Then for the "they" in choice B, recognize that there is no clear antecedent ("employees" later in the sentence comes after the transition "while," suggesting that in this case the "they" has to refer to something other than those "many employees," and there just isn't another eligible noun in the sentence). This means that B is guilty of a pronoun reference error and is incorrect.

For choices A, C, and D, notice that in each choice you start with a word that signals transition ("although" or "while"), meaning that the clause after the comma has to refer back to that introduction. This means that the pronoun has to refer back to "retirement plan investing" and that therefore you need the pronoun "it" in "many employees wonder whether it puts..." With that, answer choice D must be correct.

Why can't "they" refer to "employees"? Consider the meaning of the sentence, which has that "although" introduction for a reason. If "they" were to refer to "employees," then the two components of the sentence would not directly relate to each other. If the sentence ended with "many employees wonder whether they put too significant a burden on their short-term cash flow BY INVESTING" or ..."BY DOING SO" then you could make an argument that "they" could mean "employees." But absent that tie-back to the concept of investing, the main clause of the sentence ("they wonder whether...") is a separate thought from the conditional introduction.
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Re: Although they realize that retirement plan investing provides long-ter  [#permalink]

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11 Feb 2018, 21:34
NandishSS wrote:
Official Solution:

This problem is a pronoun problem through and through: you should recognize this by seeing the "its" vs. "their" decision in the last word of each answer choice, the fact that choice B starts with a pronoun "they," and the decision between "it" and "they" after the word "whether."

The key in pronoun problems is determining the antecedent. For the last word of each answer choice, it should be clear that "employees" are the owners/possessors of the short-term cash flow (it can't be "investing" or "benefits," the other nouns earlier in the sentence) so you must have the plural "their." This eliminates choice E.

Then for the "they" in choice B, recognize that there is no clear antecedent ("employees" later in the sentence comes after the transition "while," suggesting that in this case the "they" has to refer to something other than those "many employees," and there just isn't another eligible noun in the sentence). This means that B is guilty of a pronoun reference error and is incorrect.

For choices A, C, and D, notice that in each choice you start with a word that signals transition ("although" or "while"), meaning that the clause after the comma has to refer back to that introduction. This means that the pronoun has to refer back to "retirement plan investing" and that therefore you need the pronoun "it" in "many employees wonder whether it puts..." With that, answer choice D must be correct.

Why can't "they" refer to "employees"? Consider the meaning of the sentence, which has that "although" introduction for a reason. If "they" were to refer to "employees," then the two components of the sentence would not directly relate to each other. If the sentence ended with "many employees wonder whether they put too significant a burden on their short-term cash flow BY INVESTING" or ..."BY DOING SO" then you could make an argument that "they" could mean "employees." But absent that tie-back to the concept of investing, the main clause of the sentence ("they wonder whether...") is a separate thought from the conditional introduction.

I don't understand .
they can't refer employees?

I think while can be mean but or at the same time, between B and D ,D is clear .
So I pick up D as the right answer.
But,
Still wanna know another detail explanation.
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Re: Although they realize that retirement plan investing provides long-ter  [#permalink]

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19 Aug 2019, 09:53
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Re: Although they realize that retirement plan investing provides long-ter   [#permalink] 19 Aug 2019, 09:53
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