Hi. I just found out that columbia doesn't offer loans to international students without a US based co-signer. I wanna know if there is anyone here who has availed the loan from GSLC? Are there any other loan programs known to give loans to international students without a US co-signer or do I have to ditch my Columbia dreams?

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Loan Programs for International Students w/o US Co-Signer???

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NewMBAApplicant

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05 May 2013, 02:06

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sefazza

Are there any updates in the list of schools which do not provide no co-cosigner loans now?

Booth will provide only 80% this year

qwerty2008

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13 May 2013, 00:55

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Could anyone clarify about MIT please ? Scanned their site carefully but didn't find anything except general "private loans programs" which doesn't provide any details.

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19 May 2013, 10:48

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qwerty2008

Could anyone clarify about MIT please ? Scanned their site carefully but didn't find anything except general "private loans programs" which doesn't provide any details.

Hey there,
The information for MIT is located in their application for financial aid document here web.mit.edu/sfs/forms_and_publications/form_pdfs/13-14_GLA.pdf (can't paste urls)

"Your loan eligibility is the cost of education (listed as "budget" on your financial aid award letter) minus the other aid received"

Cheers

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05 Sep 2013, 07:41

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This is an updated list of the MBA programs that offer loans without a co-signer (international students only)

MBA Program Loan for International MBA Students without US co-signer
Harvard MBA Harvard University Employees Credit Union (HUECU)
Chicago Booth Chicago Booth Private Loan for International Students
Pennsylvania Wharton Quorum Federal Credit Union
Stanford MBA Star One Credit Union
Duke Fuqua Coastal Federal Credit Union
Cornell (Johnson) Quorum Federal Credit Union
Virginia (Darden) International Loan Program with Discover
Dartmouth (Tuck) Tuck International Loans
Berkeley (Haas) Eli Lilly Line of Credit (Limited Amount)
NYU (Stern) UFSB Stern International Loan
North_Carolina (Kenan Flagler) Coastal Federal Credit Union
UCLA (Anderson) Custom Loan Program for International Student at UCLA
Yale Yale International Student Loan
Emory (Goizueta) Emory Alliance Credit Union Custom MBA Loan
Maryland (Smith) Global Student Loan Corporation
Ohio State (Fisher) Global Student Loan Corporation
Washington - St. Louis (Olin) Alternative International Loan with-out a US co-signer

more details at :mbaadmissionshelp

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12 Sep 2013, 18:07

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sefazza

Ross and Columbia did not change their loan policy for international students in Sep'14 intake
Are there any updates in the list of schools which do not provide no co-cosigner loans now?

I guess now, prospective applicants will have to also consider the availability of student loan w/out a co-signer in addition to the ranking of the b-school. For me however, the unique concentration in the MBA program played a very significant role in my MBA decision. I looked at the course content and compared it with others to convince myself that this was the right one.

Half way through the program, I have completely ran out of gas. My sch doesn't offer the no-cosigner loan to international student. Is there any other bank or financial institution offering loans without co-signer? I need only up to $17,000 to complete my program.

rjmba

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24 Sep 2013, 20:57

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Hi,

I am an Indian student planning to apply to Columbia in the coming round. I am worried about the fact that CBS does not offer non-US co-signer loans to international students. I did look up GSLC, but they also do not cover India.

I have a couple of questions for the forum:

1. What are the options that I have? Are there any organizations that will help?
2. CBS specifically asks for financing in its application. Does not having firm financing affect my chances of getting in?

Help will be really appreciated.

Thanks a ton,
R

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13 May 2014, 02:08

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prodigyfinance

Hi all,

I'd like to provide an update on the situation: Columbia Business School DOES now offer international student loans with no co-signer required, via Prodigy Finance.

As the Marketing Manager at Prodigy, I am happy to report loan programmes at other top MBA programmes, mostly in Europe. However, in future years, we hope to expand our offerings to other top business schools globally. Of course, we will keep the GMAT Club community here informed!

Here are some more details:

Prodigy Finance offers international students like you a new way to finance your MBA. We work closely with the university to design loan programmes tailored to what international students need. The loans are funded by a community of alumni investors, who were once in your shoes themselves, and by other investors who wish to support higher education.

Why choose Prodigy?
- 150 nationalities covered
- Competitive interest rates
- No collateral, guarantees, or co-signers required
- Easy online process
- No repayments while you study
- Excellent customer service

What business schools are covered?
Currently, we have programmes at Cambridge Judge Business School, Cass Business School, Columbia Business School, Cranfield School of Management, ESMT, INSEAD, London Business School, Manchester Business School, Oxford Saïd Business School, and Vlerick Business School. However, we are adding new programmes all the time, so interested student borrowers should consult our website for the most recent list.

Cheers,
Charlie and the Prodigy Finance Team

Please consider adding Kellogg's 1Y MBA programm.

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13 May 2014, 06:35

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Gokhra

finmaster

List of schools and whether they provide loans to international students without a US Co-Signer:

Harvard Yes
Stanford Yes
Wharton Yes
Chicago Booth Yes
Kellogg Yes
MIT Sloan Yes
Columbia No
Yale Yes
Berkeley Haas Yes
Tuck Yes
NYU Stern Yes
Duke Fuqua Yes
Ross No
Cornell Johnson No

Cornell Johnson does provide no-cosigner loans for international students. This is clearly stated on their website.

A couple of other top schools that belong in that list are Darden (University of Virginia) and Anderson (UCLA), both of which offer no-cosigner loans for internationals.

Just wanted a clarification on the no co-signor loan.Suppose for the 1st year ,the cost is around 70,000$ at a US b school.In that case will the student have to show collateral worth 70K,or how does it work out?
Please also point me to any useful links/posts that i might have missed out regarding this.

wailing

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19 Jul 2014, 23:11

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MbaAdmissionsHelp

Hi all, I would like to ask if I will be able to use the loan to apply for my I20? I am not very sure about the procedure, please help. Thank you

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30 Oct 2014, 15:17

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Columbia has No-cosigner loan option-

**No-cosigner Option: International students who have not lived in the US before business school and who are not already highly leveraged, a no cosigner loan option is available through Prodigy Finance. To apply, please visit: https://prodigyfinance.com/student/schools/12. In addition, many international students rely on family funds, personal savings, government or company sponsorships, and/or loans secured in their home countries. International students should review this additional resources document, separated by country, for additional external assistance.

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10 Aug 2015, 14:01

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bumping this thread.

anyone knows if NYU Stern provides loan options to its Part Time MBA students without US based co-signer?

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10 Aug 2015, 23:56

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hubahuba

bumping this thread.

anyone knows if NYU Stern provides loan options to its Part Time MBA students without US based co-signer?

As per NYU's website following loan providers do not ask for US based co-signer.

BAEF MBA Fellowship - Only for Belgian citizens.

Canadian Student Loan - Only for Canadian citizens.

Prodigy Finance - For all international students.

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12 Aug 2015, 07:12

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Thanks Narenn.

Here's an update for those who are in the same boat.

Prodigy Finance offer loans only for Full Time and Executive programs.

So far, I couldn't find any lenders offering loans for Part Time candidates in US without a co-signer. I am specifically talking about people of Indian Origin. The canadian and belgian options above don't apply to us.

For people of Indian origin, you can get upto Rs 20 lakhs (~$30K) from Indian banks as Educational loan - Bank of India, SBI etc. You might have to fly to India to get the loan approved. The rate is around 12% and repayment starts 6 months after completion of education and can run up-to 15 years. The catch is that you should first pay up-to 75% of the cost of education and then the remaining you can get as loan. So if the cost is $120K, then you should first be able to pay $90K and then you get $30K...

If anyone finds a better option, please do share..

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25 Nov 2015, 08:21

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Hi Guys,

I have been accepted for FT MBA in AGSM at UNSW Business School in Australia. I am looking for some financing and loan options to pay a portion of fee. Are there any options which I can explore other than Prodigy (because I am PR holder and Prodigy only finances intl students).

Any experiences and guidance would be highly valued. Looking forward to your responses.

Cheers

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27 Sep 2019, 04:46

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Stop worrying about expensive student loans for your dream education.

Sign up with Edbridg now to get financing immediately!?

PS: You pay it back only after you get a job ?

Sign-up for first batch started, limited seats available so hurry up!

www.edbridg.com

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02 Jan 2021, 00:49

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Please help I am confused between a fixed deposit and a recurring deposit . Should I invest in a recurring deposit instaed of a Fixed deposit to avoid getting my money locked and what are ongoing interest rates of a Recurring deposits?
I need to start investing so it can help me in my student loans

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