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670(Q48;V34;IR3) - 10 years experienced Stanford MSx?

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Senior Manager
Senior Manager
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Joined: 31 Mar 2016
Posts: 367
Location: India
Concentration: Operations, Finance
GMAT 1: 670 Q48 V34
GPA: 3.8
WE: Operations (Commercial Banking)
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670(Q48;V34;IR3) - 10 years experienced Stanford MSx?  [#permalink]

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New post 13 Sep 2016, 04:16

I presently work at a famous Global Bank's office in India as an assistant vice president in the corporate banking wing. I have in total around 10 years all of which are in banking. I took GMAT on 06Sep and scored a 670 (Q48;V34 and IR3) with complete details of the scenario under which I took here :


Besides certain elite B-Schools that offer 1 year MBA in India, I am specifically interested in INSEAD's 1 year MBA , STANFORD's MSx , MIT Sloan and Kellog's 1 year MBA.

Can you let me know if a consultant is ready to work on my profile with me or is it the case that my score is deemed insufficient for the above mentioned programs? In such a case what would be a good time to re-take to meet these two programs' deadlines for international candidates?

I work for Citigroup. Let me summarize my growth briefly -(don't want to write a boring essay ,for now, glorifying myself just like pharaohs and Kings once did!)

1. I am not an "over represented" Indian candidate like most others as I do not work in IT or ITES industry.
2. I completed my Engineering with 66% in 2005, schooling with 81%, joined a Post Graduate Diploma Program in 2005 and completed the course but did not graduate as the institution was disqualified from awarding diplomas by the Indian Government! That was unfortunate but life went on even without it!
3. Joined American Express bank as a trainee in 2007 May, Promoted to rank of Senior Officer in September 2007.
4. Quit the bank in 2008 and joined Citigroup as Assistant Manager. Promoted to Manager in 2010 September.
5. Quit Citi and joined barclays as assistant Vice President in 2012 September but due to the nature of work being less challenging and leading nowhere , I quit barclays and Joined back Citi in 2014 which is where I presently work as an AVP.

Awards At Work:
1. Was Awarded the best employee of the year in 2009.
2. Received a similar award from the Citi's London Regional Management in 2010.
3. Another award in recognition of my yearly work from the Citi London Regional management in 2015.
Additional Qualifications:
1. I Hold Official SAP Certification in ABAP Module (which I never put into use as i jumped into core banking!)
2. I hold "Certified Documentary Credit Specialist" and "Diploma In Trade finance" Awarded by Institute of Financial Services, UK.

Span of Roles:
1. First Managerial assignment started in 2008 leading a team of 21 members.
2. When Promoted to manager in 2010 was leading a banking operations team of 40 members
3. Same continued unto Barclays/
4. Currently working in a secondee model wherein I monitor all the vendor operations on behalf of my Citigroup EMEA regional Management. Additionally working with various clients to structure their complex deals , impart trainings to Citi staffs across the EMEA region not only on internal and/or regional banking procedures but also for a specific qualification awarded by the IFS, UK.
5. In-Charge of Decision making when it comes to US Compliance and Money laundering issues in Trade and Treasury operations.
6. Within the Citi EMEA region, I hold certain "higher" level authorities to approve certain Complex scenarios after independently assessing it - an authority that is usually available to people with higher designations.
Note: Unfortunately, our entity treats anyone at the rank of Manager and Above as "Higher Beings" in that they rarely give us a piece of paper that can be termed an "award"! The rhetoric that is said time and again to justify this is that, since we are part of the management we need to award our reportees and encourage them!
International Exposure:
1. 2010- I have traveled to Citi Taiwan to work on annexing several branches and improve the existing process. This was for a period of 3 weeks.
2. 2010- I have traveled to Budapest, Hungary for a period of 5 months to recruit, train and set up a back office operations for Tata Consultancy Services (A Vendor of Citi) in 2010.
3. 2011- I lead a term of banking experts from India to Royal bank of Canada to study their existing processes, put forth a report on how their existing processes can be improved leading to cost saves and a plan to move their business back to a vendor in India.This was for 3 weeks.
4. 2012 - When I joined Barclays I was invited to their London Head office and Birmingham local office to attend a week long management get together to plan course of action on various initiatives planned for 2013.
Whom do I report to ? At Citi, right from the date of joining in 2014 till present, I report to a Senior Vice President in London. He has over 35 years of banking experience as in UK those days these lucky gentlemen got to join a bank at the tender age of 16 while in India that may be called "Child Labour" just another reason to make us all lazy and keep studying until we turn 60odd with all these SLOAN or SS++SLOAN programs :P
Co-curriculars / NGO:
NIL as Trade and Treasury Solutions is a very high pressure job and there is no literally no scope for work life balance as such, especially when Commodity bigwigs such as Cargill,Trafigura, British Petroleum or Reliance are always chasing us to get their bank guarantee or LCs issued , paid etc!
But, I would like to ask why all this social service or "Mother Teresa" like activities are being considered? Will the college do a favour by admitting an under privileged person for no Fees? Business is for profit and Business School must think along those lines! Why do they bring in such diversions that would in no way develop a business leader?
If I was good at NGO I could make more money by means of donations and maintain a low profile instead of slogging over GMAT and trying to make sense of it by attempting to get into a B-School :wink:



If there is any top B-School that would fit my expectations and whose expectations I would fit, then please do recommend them. I am not asking for passing my time rather I would want to work with a consultant asap to get things done but I am yet to get a favourable response!
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Joined: 05 Mar 2015
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Re: 670(Q48;V34;IR3) - 10 years experienced Stanford MSx?  [#permalink]

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New post 13 Sep 2016, 06:22
Hi there -
Thanks for reaching out for a free evaluation. In lieu of writing a lengthy reply, I'd rather we connect via Skype/phone so we may have a real dialogue and you can ask me questions as I give you an assessment. Additionally, I will be able to offer you a much more robust assessment if I am able to ask you more questions. If doing a free consult via skype/phone interests you, please contact me directly at

I look forward to hearing from and speaking with you soon. Thanks again for reaching out.

Kathryn Lucas, Founder
Direct: +1.917.705.4460
Toll Free: +1.888.702.3542
Mobile: +1.917.841.6833
skype: k_luuuu
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Re: 670(Q48;V34;IR3) - 10 years experienced Stanford MSx?   [#permalink] 13 Sep 2016, 06:22

670(Q48;V34;IR3) - 10 years experienced Stanford MSx?

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