GMAT Question of the Day - Daily to your Mailbox; hard ones only

 It is currently 16 Jan 2019, 12:33

### GMAT Club Daily Prep

#### Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

## Events & Promotions

###### Events & Promotions in January
PrevNext
SuMoTuWeThFrSa
303112345
6789101112
13141516171819
20212223242526
272829303112
Open Detailed Calendar
• ### The winning strategy for a high GRE score

January 17, 2019

January 17, 2019

08:00 AM PST

09:00 AM PST

Learn the winning strategy for a high GRE score — what do people who reach a high score do differently? We're going to share insights, tips and strategies from data we've collected from over 50,000 students who used examPAL.
• ### Free GMAT Strategy Webinar

January 19, 2019

January 19, 2019

07:00 AM PST

09:00 AM PST

Aiming to score 760+? Attend this FREE session to learn how to Define your GMAT Strategy, Create your Study Plan and Master the Core Skills to excel on the GMAT.

# In 1973 mortgage payments represented twenty-one percent of

Author Message
TAGS:

### Hide Tags

Math Expert
Joined: 02 Sep 2009
Posts: 52161
In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

16 Jun 2014, 08:01
5
33
00:00

Difficulty:

35% (medium)

Question Stats:

63% (01:11) correct 37% (01:14) wrong based on 1440 sessions

### HideShow timer Statistics

GMAT weekly questions

In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984

_________________
Math Expert
Joined: 02 Sep 2009
Posts: 52161
In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

16 Jun 2014, 08:01
8
1
4
Bunuel wrote:

GMAT weekly questions

In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984

To establish the clearest comparison between circumstances in 1973 and those in 1984, a separate clause is needed to describe each year.
• Choices A and C, in failing to use separate clauses, are too elliptical and therefore unclear. Choice A also incorrectly uses and and a semicolon to separate an independent clause and a phrase.
• Choice D incorrectly separates two independent clauses with a comma; moreover, the placement of in 1984 is awkward and confusing.
• In choice E, that refers illogically to income, thereby producing the misstatement that income rather than mortgage payments rose to forty-four percent in 1984.
• Choice B is best; two properly constructed clauses that clearly express the comparison are separated by a semicolon.

_________________
##### General Discussion
Director
Status: Everyone is a leader. Just stop listening to others.
Joined: 22 Mar 2013
Posts: 772
Location: India
GPA: 3.51
WE: Information Technology (Computer Software)
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

16 Jun 2014, 10:59
1
I was between B and C.

I selected C. Actually I was much influenced by following question and I thought concise elliptical construction will work here as well.
according-to-public-health-officials-in-1998-massachusetts-59886.html

Further I rejected option B, because I thought there is no clear antecedent for the term the figure. I thought mortgage payment represented some portion is more symbolic than numeric.

I am not convinced that it is necessary to express these ideas in separate clauses and elliptical construction in C is not acceptable.

_________________

Piyush K
-----------------------
Our greatest weakness lies in giving up. The most certain way to succeed is to try just one more time. ― Thomas A. Edison
Don't forget to press--> Kudos
My Articles: 1. WOULD: when to use? | 2. All GMATPrep RCs (New)
Tip: Before exam a week earlier don't forget to exhaust all gmatprep problems specially for "sentence correction".

Retired Moderator
Joined: 05 Sep 2010
Posts: 685
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

16 Jun 2014, 22:02
2
Quote:
I am not convinced that it is necessary to express these ideas in separate clauses and elliptical construction in C is not acceptable.

there are two reasons
firstly the parallelism is absurd here
secondly the construction "in 1984 forty-four percent" is just plain wrong !! .you cannot have a "hung up construction "forty-four percent" by itself . either u have to have "forty-four percent of "something" OR u have to refer back so some "figure" as is done in option B

also note that "ellipses" does not allow u the kind of construction that u r trying to have in option C .you cannot cherry pick a "construction" and put it as per ur need as u seem to be doing in option C
have a look as how ur ellipses wud look like in option C : In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income, and in 1984 [ mortgage payments represented] forty-four percent [of an average thirty-year-old male's income]
Senior Manager
Joined: 07 Sep 2014
Posts: 345
Concentration: Finance, Marketing
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

14 Aug 2016, 18:54
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male’s income; and forty-four percent in 1984.

(B) income; in 1984 the figure was forty-four percent
(C) income, and in 1984 forty-four percent

I have opted for B.
Ron explanation:-
"And" doesn't provide the stark contrast we want to emphasise.
Retired Moderator
Status: worked for Kaplan's associates, but now on my own, free and flying
Joined: 19 Feb 2007
Posts: 4613
Location: India
WE: Education (Education)
In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

18 Dec 2016, 08:31
1. A semi colon will entail a full fledged independent clause after the punctuation. A is gone.

2 Both sides of the conjunction and have to be // and balanced. C is gone.
3. Two independent clauses can not be joined by a comma; D is gone
4. Income that rose is wrong modification. The mortgage payments rose. E is gone

B remains dodging the above mentioned errors.
_________________

you can know a lot about something but not really understand it."-- a quote
No one knows this better than a GMAT student does.
Narendran +9198845 44509

Intern
Joined: 04 Jan 2017
Posts: 6
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

08 Jan 2017, 10:08
I do not understand why B is correct at all!

There is a rule that states a semi coln is only used when there are two independent clauses together.

Question: In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984.

If we delete everything before the semi colon, to result in only... and forty-four percent in 1984.
The second clause of the sentance has absolutely no meaning whatsoever.

We could be talking about anything from the change in number of harvested oranges to the change in number of teeth pulled out by a dentist.

Can somebody please expain why I am wrong, regarding my semi-colon rule.

Senior CR Moderator
Status: Long way to go!
Joined: 10 Oct 2016
Posts: 1373
Location: Viet Nam
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

08 Jan 2017, 18:20
Kesterton2017 wrote:
I do not understand why B is correct at all!

There is a rule that states a semi coln is only used when there are two independent clauses together.

Question: In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984.

If we delete everything before the semi colon, to result in only... and forty-four percent in 1984.
The second clause of the sentance has absolutely no meaning whatsoever.

We could be talking about anything from the change in number of harvested oranges to the change in number of teeth pulled out by a dentist.

Can somebody please expain why I am wrong, regarding my semi-colon rule.

Yes, in choice A, if we delete everything befor the semi colon, the remaining is meaningless. That's why the choice A is incorrect.

In choice B, the full sentence is:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; in 1984 the figure was forty-four percent

The second part is: In 1984 the figure was forty-four percent.

"The figure" here clearly refers to the representative of mortgage payments in an average thirty-year-old male's income. Hence, this part is full meaning.
_________________
Director
Joined: 02 Sep 2016
Posts: 678
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

11 Jan 2017, 05:30
1
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984.

In 1973………….
Mortgage payments represented twenty-one percent of an average thirty year-old male’s income;
And forty- four percent in 1984.

Two time scenarios (1973 and 1984)
Subject is mortgage payments.

1) A semi-colon is used to connect two independent clauses.
2) Comma+ FANBOYS is used to connect two independent clauses
• Here semi-colon+ FANBOYS is used to connect independent clause to a phrase
• ‘and forty-four percent in 1984’- it is not even a clause as it has no subject and no verb.

A. income; and forty-four percent in 1984 (OUT)
B. income; in 1984 the figure was forty-four percent (CORRECT as mentioned in the reasoning above)
C. income, and in 1984 forty-four percent (COMMA+ AND CONSTRUCTION IS NOT CORRECT HERE)
D. income, forty-four percent in 1984 was the figure (TOO WORDY AND IS NOT CONNECTED PROPERLY)
E. income that rose to forty-four percent in 1984 (THAT refers to income of thirty year old male which is non-sensical as it did not increase.)
_________________

Help me make my explanation better by providing a logical feedback.

If you liked the post, HIT KUDOS !!

Don't quit.............Do it.

VP
Status: Learning
Joined: 20 Dec 2015
Posts: 1041
Location: India
Concentration: Operations, Marketing
GMAT 1: 670 Q48 V36
GRE 1: Q157 V157
GPA: 3.4
WE: Engineering (Manufacturing)
In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

28 Aug 2017, 18:40
1
nehanishika wrote:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male’s income; and forty-four percent in 1984.

(A) income; and forty-four percent in 1984
(B) income; in 1984 the figure was forty-four percent
(C) income, and in 1984 forty-four percent
(D) income, forty-four percent in 1984 was the figure
(E) income that rose to forty-four percent in 1984

A is out as we have to connect two independent sentences with semicolon
B correct as the sentence after semicolon provides additional information .
C not correct although semicolon is not there but we do have a proper comparison 44 % of what.
D it awkward
E it was not the income that rose , it was mortgage payments.
_________________

Senior Manager
Joined: 29 Jun 2017
Posts: 449
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

28 Aug 2017, 20:56
Quote:
I am not convinced that it is necessary to express these ideas in separate clauses and elliptical construction in C is not acceptable.

there are two reasons
firstly the parallelism is absurd here
secondly the construction "in 1984 forty-four percent" is just plain wrong !! .you cannot have a "hung up construction "forty-four percent" by itself . either u have to have "forty-four percent of "something" OR u have to refer back so some "figure" as is done in option B

also note that "ellipses" does not allow u the kind of construction that u r trying to have in option C .you cannot cherry pick a "construction" and put it as per ur need as u seem to be doing in option C
have a look as how ur ellipses wud look like in option C : In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income, and in 1984 [ mortgage payments represented] forty-four percent [of an average thirty-year-old male's income]

in the ellipsis pattern, the cut off part must be one phrase, not two phrases at two places.
consider
I learn English in 2000 and (I learn) French in 2002
I learn English well in 2000 year and (I learn) French (well) in 2002 year

the first sentence is correct, the second sentence is incorrect.

is my thinking correct?
Manager
Joined: 28 Jun 2015
Posts: 75
Location: Australia
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

14 Sep 2017, 16:12
Bunuel wrote:

GMAT weekly questions

In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984

Hi mikemcgarry

Hope you are keeping well.
Is there any grammatical error in C? If not, would you be kind enough to explain why B is preferred?

Thanks and regards
RZS
VP
Status: Learning
Joined: 20 Dec 2015
Posts: 1041
Location: India
Concentration: Operations, Marketing
GMAT 1: 670 Q48 V36
GRE 1: Q157 V157
GPA: 3.4
WE: Engineering (Manufacturing)
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

15 Sep 2017, 10:14
Bunuel wrote:

GMAT weekly questions

In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984

A the use of semicolon is to join two independent sentences here what follows semicolon is a fragment .
B Correct it is an independent sentence
C gain wrong wrong parallelism
D run on it is written rather awkwardly
E now this choice might seem perfectly correct grammatically but there is a meaning error .It was not the income that rose but mortgage payments.
_________________

Senior Manager
Joined: 29 Jun 2017
Posts: 449
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

16 Sep 2017, 03:13
why c is wrong
it takes me a few hours to think.
i have one idea.

in eliptical pattern, the cut off part must be one phrase. it can not be two phrases at two places. consider

I learn english and french.
the cut off part is one phrase, "i learn french'

i learn english with my friend in 2000 and she French her friend 2001
the cut off part is " learn...with...in"
this is impossible. the cut off part is 3 phrases in 3 places.

our problem in c is similar

do you think so?

did i invent something from gmat questions.?
Senior SC Moderator
Joined: 14 Nov 2016
Posts: 1323
Location: Malaysia
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

18 Mar 2018, 21:14
nehanishika wrote:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male’s income; and forty-four percent in 1984.

(A) income; and forty-four percent in 1984
(B) income; in 1984 the figure was forty-four percent
(C) income, and in 1984 forty-four percent
(D) income, forty-four percent in 1984 was the figure
(E) income that rose to forty-four percent in 1984

To establish the clearest comparison between circumstances in 1973 and those in 1984, a separate clause is needed to describe each year.

Choices A and C, in failing to use separate clauses, are too elliptical and therefore unclear.

Choice A also incorrectly uses and and a semicolon to separate an independent clause and a phrase.

Choice D incorrectly separates two independent clauses with a comma; moreover, the placement of in 1984 is awkward and confusing.

In choice E, that refers illogically to income, thereby producing the misstatement that income rather than mortgage payments rose to forty-four percent in 1984.

Choice B is best; two properly constructed clauses that clearly express the comparison are separated by a semicolon.
_________________

"Be challenged at EVERY MOMENT."

“Strength doesn’t come from what you can do. It comes from overcoming the things you once thought you couldn’t.”

"Each stage of the journey is crucial to attaining new heights of knowledge."

Intern
Joined: 19 Dec 2017
Posts: 9
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

04 May 2018, 01:46
Whenever you see 'AND' after a comma, check for two possibilities :
1. a list(apples, carrots, and bananas)
2. two main clauses(I like India, and she likes South Africa)

Here, in option C, there is independent clause after 'AND'. Therefore it is incorrect.
Manager
Joined: 09 Jul 2016
Posts: 51
Re: In 1973 mortgage payments represented twenty-one percent of  [#permalink]

### Show Tags

10 May 2018, 02:12
A: Incomplete sentence after semicolon. No verb present.

B: Correct and Parallel. 'Figure' is the subject and 'was' is the verb.

C: No verb for the other half of the sentence.

D: No joining word present to join the sentence after the comma. If semicolon was there rather than comma, sentence would be correct.

E: wrong modifier. Income did not rise but the payments did.

Posted from my mobile device
Re: In 1973 mortgage payments represented twenty-one percent of &nbs [#permalink] 10 May 2018, 02:12
Display posts from previous: Sort by