GMAT Question of the Day - Daily to your Mailbox; hard ones only

It is currently 19 Oct 2019, 23:28

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Close

Request Expert Reply

Confirm Cancel

In 1973 mortgage payments represented twenty-one percent of an average

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:

Hide Tags

Find Similar Topics 
Math Expert
User avatar
V
Joined: 02 Sep 2009
Posts: 58445
In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 16 Jun 2014, 09:01
6
40
00:00
A
B
C
D
E

Difficulty:

  35% (medium)

Question Stats:

63% (01:12) correct 37% (01:13) wrong based on 1526 sessions

HideShow timer Statistics

GMAT weekly questions



In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984

To establish the clearest comparison between circumstances in 1973 and those in 1984, a separate clause is needed to describe each year. Choices A and C, in failing to use separate clauses, are too elliptical and therefore unclear. Choice A also incorrectly uses and and a semicolon to separate an independent clause and a phrase. Choice D incorrectly separates two independent clauses with a comma; moreover, the placement of in 1984 is awkward and confusing. In choice E, that refers illogically to income, thereby producing the misstatement that income rather than mortgage payments rose to forty-four percent in 1984. Choice B is best; two properly constructed clauses that clearly express the comparison are separated by a semicolon.

_________________
Most Helpful Expert Reply
Math Expert
User avatar
V
Joined: 02 Sep 2009
Posts: 58445
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 16 Jun 2014, 09:01
12
1
5
Bunuel wrote:

GMAT weekly questions



In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984


To establish the clearest comparison between circumstances in 1973 and those in 1984, a separate clause is needed to describe each year.
  • Choices A and C, in failing to use separate clauses, are too elliptical and therefore unclear. Choice A also incorrectly uses and and a semicolon to separate an independent clause and a phrase.
  • Choice D incorrectly separates two independent clauses with a comma; moreover, the placement of in 1984 is awkward and confusing.
  • In choice E, that refers illogically to income, thereby producing the misstatement that income rather than mortgage payments rose to forty-four percent in 1984.
  • Choice B is best; two properly constructed clauses that clearly express the comparison are separated by a semicolon.

Answer: B.
_________________
General Discussion
Director
Director
User avatar
Status: Everyone is a leader. Just stop listening to others.
Joined: 22 Mar 2013
Posts: 710
Location: India
GPA: 3.51
WE: Information Technology (Computer Software)
Reviews Badge
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 16 Jun 2014, 11:59
1
I was between B and C.

I selected C. Actually I was much influenced by following question and I thought concise elliptical construction will work here as well.
according-to-public-health-officials-in-1998-massachusetts-59886.html

Further I rejected option B, because I thought there is no clear antecedent for the term the figure. I thought mortgage payment represented some portion is more symbolic than numeric.

I am not convinced that it is necessary to express these ideas in separate clauses and elliptical construction in C is not acceptable.

Experts could you please help understand me that why B is preferred to C.
_________________
Piyush K
-----------------------
Our greatest weakness lies in giving up. The most certain way to succeed is to try just one more time. ― Thomas A. Edison
Don't forget to press--> Kudos :)
My Articles: 1. WOULD: when to use? | 2. All GMATPrep RCs (New)
Tip: Before exam a week earlier don't forget to exhaust all gmatprep problems specially for "sentence correction".
Retired Moderator
avatar
Joined: 05 Sep 2010
Posts: 627
GMAT ToolKit User
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 16 Jun 2014, 23:02
2
1
Quote:
I am not convinced that it is necessary to express these ideas in separate clauses and elliptical construction in C is not acceptable.


there are two reasons
firstly the parallelism is absurd here
secondly the construction "in 1984 forty-four percent" is just plain wrong !! .you cannot have a "hung up construction "forty-four percent" by itself . either u have to have "forty-four percent of "something" OR u have to refer back so some "figure" as is done in option B

also note that "ellipses" does not allow u the kind of construction that u r trying to have in option C .you cannot cherry pick a "construction" and put it as per ur need as u seem to be doing in option C
have a look as how ur ellipses wud look like in option C : In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income, and in 1984 [ mortgage payments represented] forty-four percent [of an average thirty-year-old male's income]
Senior Manager
Senior Manager
avatar
S
Joined: 07 Sep 2014
Posts: 341
Concentration: Finance, Marketing
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 14 Aug 2016, 19:54
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male’s income; and forty-four percent in 1984.

(B) income; in 1984 the figure was forty-four percent
(C) income, and in 1984 forty-four percent

I have opted for B.
Ron explanation:-
"And" doesn't provide the stark contrast we want to emphasise.
Retired Moderator
User avatar
V
Status: enjoying
Joined: 19 Feb 2007
Posts: 5101
Location: India
WE: Education (Education)
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 18 Dec 2016, 09:31
1
1. A semi colon will entail a full fledged independent clause after the punctuation. A is gone.

2 Both sides of the conjunction and have to be // and balanced. C is gone.
3. Two independent clauses can not be joined by a comma; D is gone
4. Income that rose is wrong modification. The mortgage payments rose. E is gone

B remains dodging the above mentioned errors.
_________________
Are you stuck around 630? If you can't make out how to pole-vault over the 630-barrier, you can do so with my one-to-one lessons. (+919884544509)
Intern
Intern
avatar
B
Joined: 04 Jan 2017
Posts: 6
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 08 Jan 2017, 11:08
I do not understand why B is correct at all!

There is a rule that states a semi coln is only used when there are two independent clauses together.

Question: In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984.

If we delete everything before the semi colon, to result in only... and forty-four percent in 1984.
The second clause of the sentance has absolutely no meaning whatsoever.

We could be talking about anything from the change in number of harvested oranges to the change in number of teeth pulled out by a dentist.

Can somebody please expain why I am wrong, regarding my semi-colon rule.

Thanks in advance
Retired Moderator
User avatar
V
Status: Long way to go!
Joined: 10 Oct 2016
Posts: 1333
Location: Viet Nam
GMAT ToolKit User
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 08 Jan 2017, 19:20
Kesterton2017 wrote:
I do not understand why B is correct at all!

There is a rule that states a semi coln is only used when there are two independent clauses together.

Question: In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984.

If we delete everything before the semi colon, to result in only... and forty-four percent in 1984.
The second clause of the sentance has absolutely no meaning whatsoever.

We could be talking about anything from the change in number of harvested oranges to the change in number of teeth pulled out by a dentist.

Can somebody please expain why I am wrong, regarding my semi-colon rule.

Thanks in advance


Yes, in choice A, if we delete everything befor the semi colon, the remaining is meaningless. That's why the choice A is incorrect.

In choice B, the full sentence is:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; in 1984 the figure was forty-four percent

The second part is: In 1984 the figure was forty-four percent.

"The figure" here clearly refers to the representative of mortgage payments in an average thirty-year-old male's income. Hence, this part is full meaning.
_________________
Director
Director
avatar
G
Joined: 02 Sep 2016
Posts: 649
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 11 Jan 2017, 06:30
1
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984.

In 1973………….
Mortgage payments represented twenty-one percent of an average thirty year-old male’s income;
And forty- four percent in 1984.

Two time scenarios (1973 and 1984)
Subject is mortgage payments.

1) A semi-colon is used to connect two independent clauses.
2) Comma+ FANBOYS is used to connect two independent clauses
• Here semi-colon+ FANBOYS is used to connect independent clause to a phrase
• ‘and forty-four percent in 1984’- it is not even a clause as it has no subject and no verb.

A. income; and forty-four percent in 1984 (OUT)
B. income; in 1984 the figure was forty-four percent (CORRECT as mentioned in the reasoning above)
C. income, and in 1984 forty-four percent (COMMA+ AND CONSTRUCTION IS NOT CORRECT HERE)
D. income, forty-four percent in 1984 was the figure (TOO WORDY AND IS NOT CONNECTED PROPERLY)
E. income that rose to forty-four percent in 1984 (THAT refers to income of thirty year old male which is non-sensical as it did not increase.)
_________________
Help me make my explanation better by providing a logical feedback.

If you liked the post, HIT KUDOS !!

Don't quit.............Do it.
VP
VP
User avatar
D
Status: Learning
Joined: 20 Dec 2015
Posts: 1009
Location: India
Concentration: Operations, Marketing
GMAT 1: 670 Q48 V36
GRE 1: Q157 V157
GPA: 3.4
WE: Engineering (Manufacturing)
Reviews Badge
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 28 Aug 2017, 19:40
1
nehanishika wrote:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male’s income; and forty-four percent in 1984.

(A) income; and forty-four percent in 1984
(B) income; in 1984 the figure was forty-four percent
(C) income, and in 1984 forty-four percent
(D) income, forty-four percent in 1984 was the figure
(E) income that rose to forty-four percent in 1984


The answer is B

A is out as we have to connect two independent sentences with semicolon
B correct as the sentence after semicolon provides additional information .
C not correct although semicolon is not there but we do have a proper comparison 44 % of what.
D it awkward
E it was not the income that rose , it was mortgage payments.
_________________
Please give kudos if you find my answers useful
Director
Director
avatar
P
Joined: 29 Jun 2017
Posts: 934
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 28 Aug 2017, 21:56
aditya8062 wrote:
Quote:
I am not convinced that it is necessary to express these ideas in separate clauses and elliptical construction in C is not acceptable.


there are two reasons
firstly the parallelism is absurd here
secondly the construction "in 1984 forty-four percent" is just plain wrong !! .you cannot have a "hung up construction "forty-four percent" by itself . either u have to have "forty-four percent of "something" OR u have to refer back so some "figure" as is done in option B

also note that "ellipses" does not allow u the kind of construction that u r trying to have in option C .you cannot cherry pick a "construction" and put it as per ur need as u seem to be doing in option C
have a look as how ur ellipses wud look like in option C : In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income, and in 1984 [ mortgage payments represented] forty-four percent [of an average thirty-year-old male's income]



in the ellipsis pattern, the cut off part must be one phrase, not two phrases at two places.
consider
I learn English in 2000 and (I learn) French in 2002
I learn English well in 2000 year and (I learn) French (well) in 2002 year

the first sentence is correct, the second sentence is incorrect.

is my thinking correct?
Manager
Manager
avatar
S
Joined: 28 Jun 2015
Posts: 78
Location: Australia
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 14 Sep 2017, 17:12
Bunuel wrote:

GMAT weekly questions



In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984



Hi mikemcgarry

Hope you are keeping well.
Is there any grammatical error in C? If not, would you be kind enough to explain why B is preferred?

Thanks and regards
RZS
VP
VP
User avatar
D
Status: Learning
Joined: 20 Dec 2015
Posts: 1009
Location: India
Concentration: Operations, Marketing
GMAT 1: 670 Q48 V36
GRE 1: Q157 V157
GPA: 3.4
WE: Engineering (Manufacturing)
Reviews Badge
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 15 Sep 2017, 11:14
Bunuel wrote:

GMAT weekly questions



In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure
E. income that rose to forty-four percent in 1984


The answer is B
A the use of semicolon is to join two independent sentences here what follows semicolon is a fragment .
B Correct it is an independent sentence
C gain wrong wrong parallelism
D run on it is written rather awkwardly
E now this choice might seem perfectly correct grammatically but there is a meaning error .It was not the income that rose but mortgage payments.
_________________
Please give kudos if you find my answers useful
Director
Director
avatar
P
Joined: 29 Jun 2017
Posts: 934
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 16 Sep 2017, 04:13
why c is wrong
it takes me a few hours to think.
i have one idea.

in eliptical pattern, the cut off part must be one phrase. it can not be two phrases at two places. consider

I learn english and french.
the cut off part is one phrase, "i learn french'

i learn english with my friend in 2000 and she French her friend 2001
the cut off part is " learn...with...in"
this is impossible. the cut off part is 3 phrases in 3 places.

our problem in c is similar

do you think so?

did i invent something from gmat questions.?
Senior SC Moderator
User avatar
V
Joined: 14 Nov 2016
Posts: 1348
Location: Malaysia
GMAT ToolKit User
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 18 Mar 2018, 22:14
nehanishika wrote:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male’s income; and forty-four percent in 1984.

(A) income; and forty-four percent in 1984
(B) income; in 1984 the figure was forty-four percent
(C) income, and in 1984 forty-four percent
(D) income, forty-four percent in 1984 was the figure
(E) income that rose to forty-four percent in 1984


To establish the clearest comparison between circumstances in 1973 and those in 1984, a separate clause is needed to describe each year.

Choices A and C, in failing to use separate clauses, are too elliptical and therefore unclear.

Choice A also incorrectly uses and and a semicolon to separate an independent clause and a phrase.

Choice D incorrectly separates two independent clauses with a comma; moreover, the placement of in 1984 is awkward and confusing.

In choice E, that refers illogically to income, thereby producing the misstatement that income rather than mortgage payments rose to forty-four percent in 1984.

Choice B is best; two properly constructed clauses that clearly express the comparison are separated by a semicolon.
_________________
"Be challenged at EVERY MOMENT."

“Strength doesn’t come from what you can do. It comes from overcoming the things you once thought you couldn’t.”

"Each stage of the journey is crucial to attaining new heights of knowledge."

Rules for posting in verbal forum | Please DO NOT post short answer in your post!

Advanced Search : https://gmatclub.com/forum/advanced-search/
Intern
Intern
avatar
B
Joined: 20 Dec 2017
Posts: 8
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 04 May 2018, 02:46
Whenever you see 'AND' after a comma, check for two possibilities :
1. a list(apples, carrots, and bananas)
2. two main clauses(I like India, and she likes South Africa)

Here, in option C, there is independent clause after 'AND'. Therefore it is incorrect.
Intern
Intern
avatar
B
Joined: 10 Jul 2016
Posts: 48
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 10 May 2018, 03:12
A: Incomplete sentence after semicolon. No verb present.

B: Correct and Parallel. 'Figure' is the subject and 'was' is the verb.

C: No verb for the other half of the sentence.

D: No joining word present to join the sentence after the comma. If semicolon was there rather than comma, sentence would be correct.

E: wrong modifier. Income did not rise but the payments did.

Posted from my mobile device
Verbal Forum Moderator
User avatar
V
Status: Greatness begins beyond your comfort zone
Joined: 08 Dec 2013
Posts: 2401
Location: India
Concentration: General Management, Strategy
Schools: Kelley '20, ISB '19
GPA: 3.2
WE: Information Technology (Consulting)
GMAT ToolKit User Reviews Badge CAT Tests
In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 10 May 2019, 01:07
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984 - incorrect sentence structure- semicolon+ and incorrectly separates an IC and a phrase here
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure - run- on sentence
E. income that rose to forty-four percent in 1984 - that incorrectly refers to income

I was down to options B and C and ended up choosing option C.
1. In option B, what does 'the figure' refer to? Logically, it seems that it refers to the percentage of average thirty-year-old male's income represented by mortgage payments.
Can you give some examples of such construction?
2. Also, what is the issue with option C?

AjiteshArun , GMATNinja , MagooshExpert , GMATGuruNY , VeritasPrepBrian , MartyTargetTestPrep , DmitryFarber , VeritasKarishma , generis , jennpt , other experts
_________________
When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. - Henry Ford
The Moment You Think About Giving Up, Think Of The Reason Why You Held On So Long
Magoosh GMAT Instructor
User avatar
G
Joined: 30 Oct 2017
Posts: 236
Re: In 1973 mortgage payments represented twenty-one percent of an average  [#permalink]

Show Tags

New post 14 May 2019, 20:11
2
Skywalker18 wrote:
In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income; and forty-four percent in 1984

A. income; and forty-four percent in 1984 - incorrect sentence structure- semicolon+ and incorrectly separates an IC and a phrase here
B. income; in 1984 the figure was forty-four percent
C. income, and in 1984 forty-four percent
D. income, forty-four percent in 1984 was the figure - run- on sentence
E. income that rose to forty-four percent in 1984 - that incorrectly refers to income

I was down to options B and C and ended up choosing option C.
1. In option B, what does 'the figure' refer to? Logically, it seems that it refers to the percentage of average thirty-year-old male's income represented by mortgage payments.
Can you give some examples of such construction?
2. Also, what is the issue with option C?

AjiteshArun , GMATNinja , MagooshExpert , GMATGuruNY , VeritasPrepBrian , MartyTargetTestPrep , DmitryFarber , VeritasKarishma , generis , jennpt , other experts

Hi Skywalker18,

Happy to help :)

You are correct here that "figure" refers to "the percentage of average thirty-year-old male's income represented by mortgage payments". The word "figure" used in this way can refer to any number (or percentage). For example:

In December, I read 8 books; in January, the figure was 10.

The chart illustrating the stock price indicates that the figure increased over time.


In the first sentence, "figure" refers to the number of books. In the second, it refers to the stock price.

Regarding your second question, when we use a comma followed by "and", a complete clause must follow. In choice C, there is no subject/verb, and so no clause. It would be correct if it instead stated:

In 1973 mortgage payments represented twenty-one percent of an average thirty-year-old male's income, and in 1984 they represented forty-four percent.

In that case, we have a clause following "and", since we now have a subject ("they") and a verb ("represented").

I hope that helps! :)
-Carolyn
_________________
GMAT Club Bot
Re: In 1973 mortgage payments represented twenty-one percent of an average   [#permalink] 14 May 2019, 20:11
Display posts from previous: Sort by

In 1973 mortgage payments represented twenty-one percent of an average

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  





Powered by phpBB © phpBB Group | Emoji artwork provided by EmojiOne