Last visit was: 12 Dec 2024, 19:43 It is currently 12 Dec 2024, 19:43
Close
GMAT Club Daily Prep
Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History
Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.
Close
Request Expert Reply
Confirm Cancel
User avatar
BeckyRobinsonTPR
User avatar
Princeton Review Representative
Joined: 17 Jun 2013
Last visit: 19 May 2014
Posts: 147
Own Kudos:
965
 []
Posts: 147
Kudos: 965
 []
1
Kudos
Add Kudos
21
Bookmarks
Bookmark this Post
User avatar
Skag55
Joined: 26 Feb 2013
Last visit: 01 Aug 2014
Posts: 122
Own Kudos:
Given Kudos: 25
Posts: 122
Kudos: 184
Kudos
Add Kudos
Bookmarks
Bookmark this Post
avatar
gs120884
Joined: 23 Jan 2014
Last visit: 06 Jul 2014
Posts: 2
Given Kudos: 3
Kudos
Add Kudos
Bookmarks
Bookmark this Post
User avatar
mba1382
Joined: 14 Dec 2011
Last visit: 20 Aug 2017
Posts: 135
Own Kudos:
1,271
 []
Given Kudos: 172
GPA: 3.46
WE:Information Technology (Consulting)
Posts: 135
Kudos: 1,271
 []
2
Kudos
Add Kudos
Bookmarks
Bookmark this Post
If you look carefully at the stem, you will notice that we are comparing drivers carrying insurance for leased vehicles and owners not carrying insurance. It doesn't mean that owners do not buy any auto collision insurance.

The correct answer will address the cause behind this. Option A does it correctly and best among other options. Option E says that owners do not purchase but risk cost of repairing,totally digressing from the situation.

Hope this helps. :-)


gs120884
Hi,
Thanks for the Q.
Why E is wrong?
avatar
gs120884
Joined: 23 Jan 2014
Last visit: 06 Jul 2014
Posts: 2
Given Kudos: 3
Kudos
Add Kudos
Bookmarks
Bookmark this Post
mba1382
If you look carefully at the stem, you will notice that we are comparing drivers carrying insurance for leased vehicles and owners not carrying insurance. It doesn't mean that owners do not buy any auto collision insurance.

The correct answer will address the cause behind this. Option A does it correctly and best among other options. Option E says that owners do not purchase but risk cost of repairing,totally digressing from the situation.

Hope this helps. :-)


gs120884
Hi,
Thanks for the Q.
Why E is wrong?

What....?
What is the difference between "carry" and "buy" in this situation...?
User avatar
semwal
User avatar
Current Student
Joined: 04 May 2013
Last visit: 13 May 2017
Posts: 208
Own Kudos:
Given Kudos: 70
Location: India
Concentration: Operations, Human Resources
Schools: XLRI GM"18
GPA: 4
WE:Human Resources (Human Resources)
Schools: XLRI GM"18
Posts: 208
Kudos: 485
Kudos
Add Kudos
Bookmarks
Bookmark this Post
All drivers who lease the cars they drive carry automobile collision insurance, but many who own the cars they drive do not.


A) Automobile drivers are not required by law to carry collision insurance on the cars they drive, but automobile leasing companies require that a driver who leases a car to carry collision insurance.... CORRECT......I HAVE A NUMBER OF CARS BUT I DONT NEED TO INSURE THEM FOR DRIVING THEM SO I DONT... NOW OUT OF THESE I NEED TO LEASE SOME AND FOR THAT I NEED TO INSURE THOSE ......SO I LEASE ALL CARS WITH INSURANCE AND CONTINUE TO DRIVE BALANCE UNINSURED.......EXPLAINS THE DISCREPANCY................ CORRECT
avatar
Ritish
Joined: 09 Jan 2014
Last visit: 24 Apr 2015
Posts: 4
Own Kudos:
4
 []
Posts: 4
Kudos: 4
 []
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
IMO A

I think E is not the answer because it just explains the second half of the argument whereas A explains both the parts. :-D
User avatar
imtiaz009
Joined: 05 Nov 2014
Last visit: 29 Oct 2016
Posts: 8
Own Kudos:
9
 []
Given Kudos: 39
Posts: 8
Kudos: 9
 []
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Prethinking

What should be the reason for the below situation
driver with leased car - Insurance
driver with owned car - No Insurance

A) Automobile drivers are not required by law to carry collision insurance on the cars they drive, but automobile leasing companies require that a driver who leases a car to carry collision insurance.
-- Automobile --- they drive --> will result in no driver to carry the insurance,
Just because of the second condition Driver must have to have Insurance to drive leased car


B) Automobile drivers are not required by law to carry collsion insurance, and collision insurance is extremely expensive.
-- This is talking about all the drivers. not distinguishing between owned car drivers and leased car driver

C) Collision insurance is a sensible purchase only if the automobile it covers is under two years old.
-- Out of Scope

D) Most insurance companies prefer not to issue automobile collision insurance and are slow to pay when a policy holder makes a claim.
-- Again does not provide any reasoning to the argument

E) Many drivers who own their cars would rather risk the cost of repairing their vehicles in the event of an accident than pay for collision insurance.
-- This can be true for leased car drivers as well
Kudos
Add Kudos
Bookmarks
Bookmark this Post
All drivers who lease the cars they drive carry automobile collision insurance, but many who own the cars they drive do not.

Which of the following, if true, would best explain the cause of the situation described above?

A) Automobile drivers are not required by law to carry collision insurance on the cars they drive, but automobile leasing companies require that a driver who leases a car to carry collision insurance.

B) Automobile drivers are not required by law to carry collision insurance, and collision insurance is extremely expensive.

C) Collision insurance is a sensible purchase only if the automobile it covers is under two years old.

D) Most insurance companies prefer not to issue automobile collision insurance and are law to pay when a policy holder makes a claim.

E) Many drivers who own their cars would rather risk the cost of repairing their vehicles in the event of an accident than pay for collision insurance.
User avatar
mikemcgarry
User avatar
Magoosh GMAT Instructor
Joined: 28 Dec 2011
Last visit: 06 Aug 2018
Posts: 4,485
Own Kudos:
Given Kudos: 130
Expert reply
Posts: 4,485
Kudos: 29,382
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Dear suramya26,

My friend, please do not post a question in a new thread unless you have already done a search for a question. I merged your post with the pre-existent post on the same topic. You may find an explanation here, and if you don't this would be the place to ask.

Let me know if you have any questions.

Mike :-)
User avatar
abhimahna
User avatar
Board of Directors
Joined: 18 Jul 2015
Last visit: 06 Jul 2024
Posts: 3,570
Own Kudos:
5,591
 []
Given Kudos: 346
Status:Emory Goizueta Alum
Products:
Expert reply
Posts: 3,570
Kudos: 5,591
 []
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Easy Question:

We are given the a driver leasing the car carries automobile insurance while a driver who owns a car doesn't carry this insurance.

We need to find the reason/cause behind the same.

A) Automobile drivers are not required by law to carry collision insurance on the cars they drive, but automobile leasing companies require that a driver who leases a car to carry collision insurance. : Ok. So, If I won a car, I don't need to buy insurance but If I am leasing a car then that company will force me to carry this. Correct.

B) Automobile drivers are not required by law to carry collsion insurance, and collision insurance is extremely expensive. : Then why are they carrying this? No clear.
C) Collision insurance is a sensible purchase only if the automobile it covers is under two years old. : 2 years old?? We are no where given this info. Incorrect.

D) Most insurance companies prefer not to issue automobile collision insurance adn are law to pay when a policy holder makes a claim. : Ok? But how does it tell I have to have insurance card or not?

E) Many drivers who own their cars would rather risk the cost of repairing their vehicles in the event of an accident than pay for collision insurance. : ok. Is it? what about drivers who lease the car? Can't they also do so? not clear. Incorrect.
User avatar
chesstitans
Joined: 12 Dec 2016
Last visit: 20 Nov 2019
Posts: 992
Own Kudos:
Given Kudos: 2,562
Location: United States
GMAT 1: 700 Q49 V33
GPA: 3.64
GMAT 1: 700 Q49 V33
Posts: 992
Kudos: 1,843
Kudos
Add Kudos
Bookmarks
Bookmark this Post
I have never seen any CR questions that has only 1 sentence.
User avatar
mikemcgarry
User avatar
Magoosh GMAT Instructor
Joined: 28 Dec 2011
Last visit: 06 Aug 2018
Posts: 4,485
Own Kudos:
29,382
 []
Given Kudos: 130
Expert reply
Posts: 4,485
Kudos: 29,382
 []
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
chesstitans
I have never seen any CR questions that has only 1 sentence.
Dear chesstitans,

I'm happy to respond. :-)

First of all, notice the SVA error in your post:
... any CR questions that have only ,,,
The best way to master grammar is to practice it consistently in everything you write.

Some official CR problem have one-sentence prompts. For example, in the OG 2017, see CR #557 and #665. Admittedly, those are longer and "beefier" prompts than the anemic one above.

Mike :-)
avatar
SunnyIndia
Joined: 31 Jul 2013
Last visit: 10 Feb 2018
Posts: 7
Own Kudos:
Given Kudos: 226
Location: India
Concentration: Technology, International Business
WE:Information Technology (Computer Software)
Products:
Posts: 7
Kudos: 8
Kudos
Add Kudos
Bookmarks
Bookmark this Post
how cause and effect is implemented here...
User avatar
tapasgupta
Joined: 10 Mar 2016
Last visit: 20 May 2023
Posts: 121
Own Kudos:
Given Kudos: 22
Location: India
Concentration: Finance, Real Estate
GMAT 1: 550 Q44 V23
WE:Corporate Finance (Commercial Banking)
Products:
GMAT 1: 550 Q44 V23
Posts: 121
Kudos: 235
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Hi,
Final selection between A and E
IMO in option E, if they are able to pay for repairing their vehicles then why can't they can pay for insurance. Until and unless some requirement is there which is given in option A
Hence selected Option A
Please correct me if I am wrong.
User avatar
nipun21
Joined: 05 Jun 2018
Last visit: 24 May 2021
Posts: 18
Own Kudos:
Given Kudos: 77
Location: United States
GMAT 1: 560 Q49 V18
GMAT 2: 660 Q47 V35
GPA: 4
GMAT 2: 660 Q47 V35
Posts: 18
Kudos: 18
Kudos
Add Kudos
Bookmarks
Bookmark this Post
gs120884
Hi,
Thanks for the Q.
Why E is wrong?

The problem with option E is that it solves only one side of conflict. It makes no mention or provides reasoning for the fact that leased cars' owners have insurance for their car.
User avatar
VerbalBot
User avatar
Non-Human User
Joined: 01 Oct 2013
Last visit: 04 Jan 2021
Posts: 17,986
Own Kudos:
Posts: 17,986
Kudos: 902
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Hello from the GMAT Club VerbalBot!

Thanks to another GMAT Club member, I have just discovered this valuable topic, yet it had no discussion for over a year. I am now bumping it up - doing my job. I think you may find it valuable (esp those replies with Kudos).

Want to see all other topics I dig out? Follow me (click follow button on profile). You will receive a summary of all topics I bump in your profile area as well as via email.
Moderators:
GMAT Club Verbal Expert
7153 posts
GMAT Club Verbal Expert
234 posts