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LBS (London): Calling all Applicants (2016 Intake) Class of 2018!!

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LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 29 Feb 2016, 18:52
pdog wrote:
xyeek wrote:
pdog wrote:

Anyone aware of any loans we could get in London?

I presume the LOC you're referring to is only available to Canadian ? I'm from Australia and the only loan that I am aware of is Prodigy finance which only covers tuition. I only have enough savings to cover one year of living expenses (GBP35k at the current FX). I can get a personal loan from here which would cost me 14% interest ! and max of AUD25,000. Not sure where else to look really to get a loan.

I also spoke to older Alumni and they used to be able to get HSBC loans to fund living expenses. However, I can't seem to find this anymore.....

I suffer the same plight as you with the exchange rate. It's really making it harder.


I'm in the same boat as you currency-wise being from NZ, and with enough savings to cover 1 year of living expenses if I'm very frugal. Just like Aus, NZ personal loans are pretty up there in interest. Apparently HSBC doesn't do that loan deal for LBS anymore :( I'm trying to see if I can refinance my house here to finance the MBA instead, but they're quite reluctant to lend me the money when they find out I will be quitting my job to do full-time study. Last resort to cover living expenses for me is to borrow from the "Daddy bank"...



Yeah... soo much money !! Thanks for sharing your thought though. My daddy bank isn't really available so I'm gonna have to find other ways. Found this though https://lbs.financemyfuture.co.uk/ .. not sure what they mean by UK residents......This will be my last resort... otherwise, I'm going to have to work a part-time job when I'm there which is not recommended during the first year.


Yeah I imagine the LOC is just for Canadians, or those with Canadian collateral of some sort.

I should mention, I followed up on the $250,000 I had mentioned before, and that option has vanished into thin air. I was told I misunderstood her, but I think she just made a mistake when describing the LOC options. Apparently each person, based on their own credit, would apply for a LOC (unsecured), so each person in a couple could try to qualify for $80,000 to $100,000, or $160,000 to $200,000 total. I have alright credit so interest rate is Prime + 1 (3.7% today), and then I incur the exchange charge, whatever that is, to turn it into pounds.

You really have to hammer at these bankers though to get the LOC up and rates down - go to multiple banks and negotiate them against one another. It helps to have family members with accounts at different banks.
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 01 Mar 2016, 11:34
pdog wrote:
xyeek wrote:
pdog wrote:

Anyone aware of any loans we could get in London?

I presume the LOC you're referring to is only available to Canadian ? I'm from Australia and the only loan that I am aware of is Prodigy finance which only covers tuition. I only have enough savings to cover one year of living expenses (GBP35k at the current FX). I can get a personal loan from here which would cost me 14% interest ! and max of AUD25,000. Not sure where else to look really to get a loan.

I also spoke to older Alumni and they used to be able to get HSBC loans to fund living expenses. However, I can't seem to find this anymore.....

I suffer the same plight as you with the exchange rate. It's really making it harder.


I'm in the same boat as you currency-wise being from NZ, and with enough savings to cover 1 year of living expenses if I'm very frugal. Just like Aus, NZ personal loans are pretty up there in interest. Apparently HSBC doesn't do that loan deal for LBS anymore :( I'm trying to see if I can refinance my house here to finance the MBA instead, but they're quite reluctant to lend me the money when they find out I will be quitting my job to do full-time study. Last resort to cover living expenses for me is to borrow from the "Daddy bank"...



Yeah... soo much money !! Thanks for sharing your thought though. My daddy bank isn't really available so I'm gonna have to find other ways. Found this though https://lbs.financemyfuture.co.uk/ .. not sure what they mean by UK residents......This will be my last resort... otherwise, I'm going to have to work a part-time job when I'm there which is not recommended during the first year.


pdog,

take a look at Prodigy Finance: https://prodigyfinance.com/london-business-school/loan
They have better rates compared to Future Finance (the link you shared here) and they do not require being a UK resident or having a co signer
Future Finance requires both!
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LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 02 Mar 2016, 03:37
pdog wrote:
Gnial wrote:
pdog wrote:
Hi guys, How are you planning to finance your cost of living in London? Are you aware of any loan you can take out for students ?


Prodigy Finance is a partner of LBS and when you get admitted you will receive loan application materials for them. If you qualify they claim to only fund tuition, and they have a pretty high interest rate.

I am looking to finance via a line of credit through a Canadian bank at a reasonable interest rate, and then incur exchange fees to get to British pounds for living costs. Fortunately many Canadian banks will loan directly in USD, so that means you can avoid exchange fees for tuition. In Canada, you can get a LOC of $80,000 to $100,000 CAD quite easily, and if you are married you can jointly qualify for up to $250,000 CAD in the right circumstances.

That said, the weak Canadian dollar is excruciating to think about right now. This more than offsets all the savings I made in school a few years ago when the CAD was at parity with the USD.


Anyone aware of any loans we could get in London?

I presume the LOC you're referring to is only available to Canadian ? I'm from Australia and the only loan that I am aware of is Prodigy finance which only covers tuition. I only have enough savings to cover one year of living expenses (GBP35k at the current FX). I can get a personal loan from here which would cost me 14% interest ! and max of AUD25,000. Not sure where else to look really to get a loan.

I also spoke to older Alumni and they used to be able to get HSBC loans to fund living expenses. However, I can't seem to find this anymore.....

I suffer the same plight as you with the exchange rate. It's really making it harder.



I think living expenses of GBP35K for a year is a little too high. MBA1 I spoke to said GBP 20K-25K should be enough for a year, including the trips and parties.
Secondly, many students I spoke to said that the internship stipend should be around GBP 8K-10K.

I have around GBP35K of savings too, and I was pretty comfortable after I heard about the internship stipend. Correct me, if I am wrong, so that I start looking for options too.
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Senior Networking @ LBS [#permalink]

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New post 07 Mar 2016, 05:00
FROM LBS Admissions Blog: Senior Networking @ LBS
  There are many reasons why you might consider studying one of our leadership programmes. Whether you wish to develop your leadership skills to transition into general management, take on new academic challenges, or develop an entrepreneurial idea into a real venture. Whatever your reasons, undoubtedly a significant part of the programme will be meeting […]

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Masters in Finance: The highlights [#permalink]

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New post 07 Mar 2016, 05:00
FROM LBS Admissions Blog: Masters in Finance: The highlights
MiF Admissions are in full swing for the August 2016 intake and the current full-time students are already half way through this life-changing journey. It is fantastic to be able to see how much the students have grown already, developed their industry knowledge and defined a solid career plan through our world-class teaching and the […]

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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 07 Mar 2016, 07:33
Hi guys, long time lurker, first time posting.

I had my LBS interview on 23rd February, so have been patiently waiting to hear back. In the meantime I have received an offer from Judge that requires a deposit to be paid by 24th March. According to the info on page 1 of this thread, the deadline for LBS offers/rejections is 23rd March, which would give me very little time to (1) make the decision if i get an offer from LBS or (2) pay the deposit to Judge if I chose to go that way.

I am planning to contact LBS and ask what the chances are of getting an earlier decision is, but wanted to ask if anyone else has been in this position in previous rounds / years? Or would care to comment on the chances that LBS will be willing to get back to me early?

Thanks
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LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 07 Mar 2016, 08:16
emc6009 wrote:
Hi guys, long time lurker, first time posting.

I had my LBS interview on 23rd February, so have been patiently waiting to hear back. In the meantime I have received an offer from Judge that requires a deposit to be paid by 24th March. According to the info on page 1 of this thread, the deadline for LBS offers/rejections is 23rd March, which would give me very little time to (1) make the decision if i get an offer from LBS or (2) pay the deposit to Judge if I chose to go that way.

I am planning to contact LBS and ask what the chances are of getting an earlier decision is, but wanted to ask if anyone else has been in this position in previous rounds / years? Or would care to comment on the chances that LBS will be willing to get back to me early?

Thanks


I don't think LBS will release their decisions early for individual candidates (infact asking this could irk them!). Rather I would contact Judge to see if you can get an extension to pay the deposit. Otherwise, you best bet would be the pay the deposit and take the hit should you change your mind.
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How to choose your referees? [#permalink]

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New post 08 Mar 2016, 10:00
FROM LBS Admissions Blog: How to choose your referees?
At London Business School we ask applicants to provide more than just a letter of recommendation to accompany applications for our degree programmes. We ask for two references where each referee will need to answer a detailed set of questions about the applicant and this is where choosing an ideal referee can be tough. Many […]

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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 08 Mar 2016, 10:15
ZoSoKM wrote:
emc6009 wrote:
Hi guys, long time lurker, first time posting.

I had my LBS interview on 23rd February, so have been patiently waiting to hear back. In the meantime I have received an offer from Judge that requires a deposit to be paid by 24th March. According to the info on page 1 of this thread, the deadline for LBS offers/rejections is 23rd March, which would give me very little time to (1) make the decision if i get an offer from LBS or (2) pay the deposit to Judge if I chose to go that way.

I am planning to contact LBS and ask what the chances are of getting an earlier decision is, but wanted to ask if anyone else has been in this position in previous rounds / years? Or would care to comment on the chances that LBS will be willing to get back to me early?

Thanks


I don't think LBS will release their decisions early for individual candidates (infact asking this could irk them!). Rather I would contact Judge to see if you can get an extension to pay the deposit. Otherwise, you best bet would be the pay the deposit and take the hit should you change your mind.


I've been in a similar situation and I asked the other school for a deadline extension. I think it is your best option. In my case LBS released results earlier (R1) and I had even more time to decide, but I wouldn't count on it. I don't think it is reasonable to ask for an earlier decision as in fact you had the option of applying on an earlier round...

Regards,
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 08 Mar 2016, 13:04
niddy ZoSoKM Thanks for the replies- will contact Judge and see if they are willing to grant an extension.

Related question- do LBS let you know about scholarships at the time of making an offer? Or is it some time after?
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 10 Mar 2016, 05:50
emc6009 wrote:
niddy ZoSoKM Thanks for the replies- will contact Judge and see if they are willing to grant an extension.

Related question- do LBS let you know about scholarships at the time of making an offer? Or is it some time after?


No. Scholarships announced only 1 or 2 weeks after your round decisions (mostly 2 weeks after it).
If you depend on a scholarship to decide it, that's gonna be hard!
Try to think about several scenarios and which one you would choose at each situation.
Also, if you applied to US schools, don't expect London to be as generous as them in terms of scholarships...
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Teaching methodology [#permalink]

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New post 13 Mar 2016, 07:36
Hi!

Does anyone know which is the predominant teaching methodology at LBS? Approximately in what percentage do they use the case method? What other methods do they use?

Thanks,

N.
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Re: Teaching methodology [#permalink]

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New post 13 Mar 2016, 09:25
gynoni wrote:
Hi!

Does anyone know which is the predominant teaching methodology at LBS? Approximately in what percentage do they use the case method? What other methods do they use?

Thanks,

N.


Approximately 30% case and the rest lecture, experiential learning and team projects. Feel free to ask any other questions about LBS or your application strategy! Are you planning to apply this year?

Best,
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Re: Teaching methodology [#permalink]

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New post 13 Mar 2016, 10:28
PersonalMBACoach wrote:

Approximately 30% case and the rest lecture, experiential learning and team projects. Feel free to ask any other questions about LBS or your application strategy! Are you planning to apply this year?

Best,
Scott



Hi Scott,
As its only the last round (R4) of admissions that remains for this year, would you suggest someone to go for R4 this year and not wait for a few more months and apply in R1 the next? Chances of getting in the last round are not that great, isn't it? Can you shed some light on the 'R4 vs Next year' dilemma in case of LBS?

Thanks!
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Re: Teaching methodology [#permalink]

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New post 13 Mar 2016, 10:37
Sid,
The last round is tough. R1 is definitely easier. If you want me to look at your profile more and give you advice as well as chat about how I can help you, send me a note with your resume scott@personalmbacoach.com

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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 14 Mar 2016, 02:21
Just over a week to go until round 2 decisions are in. Fingers crossed for everyone. I don't suppose anyone has any data on interview success rates?
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 14 Mar 2016, 08:30
When should we expect to receive desisions? this week or until the deadline?
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 14 Mar 2016, 08:35
mexcango wrote:
When should we expect to receive desisions? this week or until the deadline?


Last 2 years, the decision came on the deadline, however this years round 1 came in a week early. Totally Nail biting !!! :?
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 14 Mar 2016, 11:30
How do I get a profile evaluation done by the LBS adcom for the FT MBA program? Is there any link online?
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!! [#permalink]

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New post 14 Mar 2016, 12:18
narwhal22 wrote:
How do I get a profile evaluation done by the LBS adcom for the FT MBA program? Is there any link online?


Hi, Narwhal!
Please look at page 10 on this thread. I've posted an e-mail you can write to them: http://gmatclub.com/forum/lbs-london-calling-all-applicants-2016-intake-class-of-200248-180.html

Regards,
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Re: LBS (London): Calling all Applicants (2016 Intake) Class of 2018!!   [#permalink] 14 Mar 2016, 12:18

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