Assuming you can show some strong accomplishments at work you have a good shot at these schools (although Wharton will be a bit more in the reach category). I wouldn't worry about the GMAT - your 740 is solid & while it would be ideal if the IR was a bit higher it's more important to focus your energy on the essays at this point, especially since that INSEAD application is a doozy!
You'll also want to refine your post-MBA goals. Your goals are not only a way to differentiate yourself but also form the foundation for your why MBA/why our school argument. You’ll have a different set of skill gaps to fill (and hence a different why MBA argument) depending on which of these paths you decide to pursue. In addition to the specifics of your target ST & LT post-MBA role the adcom also wants to see what unique impact you plan to have in those roles & why this is your passion. All of that info is key to standing out from the crowd & for making a convincing argument that they should admit you.
If you need any help thinking through your strategy & your story definitely reach out to us. If you email Claudia at
Claudia@admissionado.com she can set you up with a free consultation with one of our MBA consultants.