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# In a speech before the Senate Banking Committee, the chairman of the F

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In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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21 Jun 2018, 00:00
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In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

(A) suggesting to investors the central bank in the near future is not lowering interest rates

(B) suggesting to investors that the central bank would not lower interest rates in the near future

(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank

(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank

(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank

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In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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Updated on: 07 May 2019, 12:18
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Hello Everyone!

Let's tackle this question, one thing at a time, and narrow it down to the right answer quickly! To start, here's the original question with any major differences highlighted in orange:

In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

(A) suggesting to investors the central bank in the near future is not lowering interest rates
(B) suggesting to investors that the central bank would not lower interest rates in the near future
(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank
(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank
(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank

If we look closely at the differences between each answer, there are a couple that pop out right away:

1. How they begin: suggesting / which suggests / with the suggestion
2. Placement of the phrase “in the near future”
3. Verb tense: lower / lowered / lowering

Let’s start with #1 on our list because it seems like a good place to weed out a couple answers right away. We know from the context of the sentence that the chairman is suggesting the central bank won’t lower rates. However, not all of the answers make this clear. Some of them sound more like they’re referring to the “picture” rather than the “chairman.” Let's see how each answer holds up:

(A) suggesting to investors the central bank in the near future is not lowering interest rates → clear that it’s the chairman → OK
(B) suggesting to investors that the central bank would not lower interest rates in the near future → clear that it’s the chairman → OK
(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank → adding “which suggests” makes it sound like you’re referring to the picture, not the chairman → BAD
(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank → adding “with the suggestion” makes it sound like you’re referring to the picture, not the chairman → BAD
(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank → adding “with the suggestion” makes it sound like you’re referring to the picture, not the chairman → BAD

This means we can eliminate answers C, D, and E because they are too vague.

Now we’re left with answers A and B. Let’s now look at #3 on our list: verb tense. One of these has a red flag that we should be able to spot easily:

(A) suggesting to investors the central bank in the near future is not lowering interest rates
This answer is INCORRECT because it uses the present tense “is not lowering” to talk about an possible future event!

(B) suggesting to investors that the central bank would not lower interest rates in the near future
This answer is CORRECT because it’s clear who is doing the action, and it uses the correct hypothetical future tense “would not lower.”

There you have it - option B is the correct choice!

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Originally posted by EMPOWERgmatVerbal on 25 Jun 2018, 16:43.
Last edited by EMPOWERgmatVerbal on 07 May 2019, 12:18, edited 1 time in total.
##### General Discussion
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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21 Jun 2018, 01:46
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In the original sentence there is a "before" and the verb "painted" which is in Simple Past.
In A: Usage of present simple and the construction is not correct.
In B: Correct tense and a sound construction. CORRECT
In C: The "which" refers to the economy instead of the picture.
In D & E: Passive voice is used so we can reject these two.

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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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21 Jun 2018, 03:03
The suggestion refers to a likely future action. Need 'Would' as the action.B and D left. D can be eliminated right away because of the phrase at the beginning. B gets it right by using verb+ing to imply the sequential action of 'painted an optimistic picture' - suggesting that.

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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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21 Jun 2018, 05:05
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In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

A. suggesting to investors the central bank in the near future is not lowering interest rates

B. suggesting to investors that the central bank would not lower interest rates in the near future - Painted(Past) + would(conditional). Correct

C. which suggests that to investors in the near future interest rates will not be lowered by the central bank

D. with the suggestion to investors in the near future that interest rates would not be lowered by the central bank - Wordy & muddled. Meaning issue as well.

E. with the suggestion to investors of interest rates not being lowered in the near future by the central bank - Meaning issue.

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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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21 Jun 2018, 07:35
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In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

'Not lowering interest rates' must be modified by 'in the near future' and hence should be next to next and not be separated from each other.

A. suggesting to investors the central bank in the near future is not lowering interest rates --- 'not lowering' is separated from 'the near future' by a verb.

B. suggesting to investors that the central bank would not lower interest rates in the near future --- Correct.

C. which suggests that to investors in the near future interest rates will not be lowered by the central bank ---- 'which' has no logical referent.

D. with the suggestion to investors in the near future that interest rates would not be lowered by the central bank--- 'to investors in the near future' is wrong word order.

E. with the suggestion to investors of interest rates not being lowered in the near future by the central bank --- to investors of interest rates-- changes the meaning
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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21 Jun 2018, 23:36
b uses correct idiomatic expression.
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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22 Jun 2018, 12:12
In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

A. suggesting to investors the central bank in the near future is not lowering interest rates
is not lowering: makes this incorrect
B. suggesting to investors that the central bank would not lower interest rates in the near future.

Use of "that" eleimintes the error. We are talking about future so "Would" is the right usage.

C. which suggests that to investors in the near future interest rates will not be lowered by the central bank
Use of which is problematic here

D. with the suggestion to investors in the near future that interest rates would not be lowered by the central bank.
in the near future is placed incorrectly. It creates meaning error. Word should be placed after that clause
In other words it should be used for "that interest rates".
Sthng like :- interest rates would not be lowered by the central bank in the near future.

E. with the suggestion to investors of interest rates not being lowered in the near future by the central bank - Meaning issue.
of interest rates not being lowered : is used incorrectly.

IMO B.
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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09 Aug 2018, 21:14
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Solved this question with just meaning wise.

A- when we suggest something, we expect that clause .
B- Correct
C- Here which refers to the picture. Illogical meaning
D- Are we talking about investor in the near future - Wrong modifier .
E- investor of interest rates - again wrong modifier
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In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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19 Feb 2019, 08:03
[quote="Bunuel"]In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

(A) suggesting to investors the central bank in the near future is not lowering interest rates

(B) suggesting to investors that the central bank would not lower interest rates in the near future

(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank

(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank

(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank

in the pattern
sugest that...
we can ommit "that". I suggest you learn gmat
but in choice B, we can not omit "that" because if we do so, the sentence is ungrammatical. so, choice A is wong

choice A is wrong because suggesting takes the time of "painted," , a past tense, so, "is not lowering" must be in the past. so, "is not lowering" is wrong tense.
choice A need "that" after investors.
we can omit "that" if the pattern is " suggest that-clause". but we can not omit "that" in the pattern of choice A
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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28 Feb 2019, 03:17

In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

Here the sentence implies that the chairman painted a optim.. picture by suggesting that interests will not be lowered....
So "an optimistic picture of the economy" is the result of the Chairman "suggesting to investors the central bank in the near future is not lowering interest rates."..... doesnt "suggesting to investors the central bank in the near future is not lowering interest rates" act as the result of "an optimistic picture of the economy"?

Shouldnt we use the "ing modifier" for the effect of an action instead of the action itself?

"

But in (b)...
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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28 Feb 2019, 05:22
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Debashis Roy wrote:

In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

Here the sentence implies that the chairman painted a optim.. picture by suggesting that interests will not be lowered....
So "an optimistic picture of the economy" is the result of the Chairman "suggesting to investors the central bank in the near future is not lowering interest rates."..... doesnt "suggesting to investors the central bank in the near future is not lowering interest rates" act as the result of "an optimistic picture of the economy"?

Shouldnt we use the "ing modifier" for the effect of an action instead of the action itself?

"

But in (b)...

"suggesting to the investors ..." is the effect of an action.

... the chairman painted an optimistic picture of the economy, suggesting that the bank would not lower interest rates...

The chairman would have talked about positive industry data, possible reduction in deficit etc - painted an optimistic picture.
This suggested (indicated) that the bank would not lower interest rates in future.

The chairman did not say that the bank would not lower interest rates. That is just an indication from painting a positive picture - that reduction in rate is not required since the economy is expected to do well.
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In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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02 Apr 2019, 02:34
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Bunuel wrote:
In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

Why "suggesting" cannot modify the economy in the above sentence.
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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02 Apr 2019, 02:46
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themindful wrote:
Bunuel wrote:
In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

Why "suggesting" cannot modify the economy in the above sentence.

Thanks, I think I understand the problem. Comma + Verb-ing modifier here modifies the action "painted" and acts as an action modifier and hence does not modify the entity immediately before the comma.
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In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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25 Jun 2019, 22:51
In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

(A) suggesting to investors the central bank in the near future is not lowering interest rates

(B) suggesting to investors that the central bank would not lower interest rates in the near future

(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank

(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank

(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank

Meaning:

In a speech before the Senate Banking Committee, the chairman of the Federal Reserve painted an optimistic picture of the economy, suggesting to investors the central bank in the near future is not lowering interest rates.

1st: The Chairman is giving a speech in Senate Banking Committee.
2nd:The chairman is paining an optimistic picture of the economy.
3rd: The chairman is suggesting to investor that central bank s not lowering its interest rates near future.

POE:

(A) suggesting to investors the central bank in the near future is not lowering interest rates

Suggesting: Good one. Who is suggesting " The Chairman"( So this is clear).

Mistake: 1. "In the near future" is not in the proper place.
2. The Chairman is suggesting, it means something in future is gonna happen. So for future, using is not lowering( present participle) is wrong. So this is the wrong option.

(WRONG)
(B) suggesting to investors that the central bank would not lower interest rates in the near future

Correct: Suggesting: Good one. Who is suggesting " The Chairman"( So this is clear).
1. "In the near future" is in proper place.
2."would" not lower interest rates( We use Would in hypothetical situation . So correctly used. (This is the correct answer)
(Correct)

(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank

Mistake: 1.Which is referring to economy. This is wrong. Economy is not suggesting, the Chairman is suggesting.
2.will not be lower: They have used the future tense but for future certainty. So wrong.
(WRONG)

(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank

1. "with the suggestion": this one is referring to the optimistic picture not the chairman.
2.in the near future: again in wrong place.
3.interest rates would not be lowered: or the bank would not be lowered the interest rate.
(WRONG)

(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank

1. same issue as D
2.Interest rates : Same as D
3.being lowered: Passive form ( GMAT not every-time encourage to use Passive)

(WRONG)

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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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04 Aug 2019, 00:22
Hi Guys,

Is the sentence structure "suggesting to" correct? Don't you think it should be only "suggesting"?..If we are providing a suggestion to the investors, shouldn't it be "suggesting investors" ?
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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04 Aug 2019, 21:18
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Saharsh95 wrote:
Hi Guys,

Is the sentence structure "suggesting to" correct? Don't you think it should be only "suggesting"?..If we are providing a suggestion to the investors, shouldn't it be "suggesting investors" ?
No. We need a to there. Otherwise, we'll be "recommending" the investors.

He suggested the GRE as an alternative to the GMAT. ← He "recommended" X as Y.
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In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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24 Sep 2019, 11:23
(A) & (B) have similar beginning, (D) & (E) have similar beginning.

Pick (A) & (B):

comma + verb-ing --> used for cause - effect relationship.
cause : chairmain painted optimistic picture of economy
effect : it suggested something to the investors

(A) suggesting to investors the central bank in the near future is not lowering interest rates --> modifier incorrectly placed.

(B) suggesting to investors that the central bank would not lower interest rates in the near future.

Pick C:
(C) which suggests that to investors in the near future interest rates will not be lowered by the central bank --> (comma + which) : which will refer to the preceding noun, here economy. However, as per meaning clause after comma should not refer to the economy.

Pick (D) & (E):
I am unsure of the phrase 'with the suggestion', so will not bet on that.

(D) with the suggestion to investors in the near future that interest rates would not be lowered by the central bank --> the modifier ' in the near future' is wrongly placed.

(E) with the suggestion to investors of interest rates not being lowered in the near future by the central bank --> the modifier 'of interest rates' is wrongly placed.

Correct Ans (B)
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Re: In a speech before the Senate Banking Committee, the chairman of the F  [#permalink]

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27 Sep 2019, 01:48
"with+noun" can work as an adverb for the main clause, showing the instrument
I write with a pen.
with+noun can work as an adverb, showing purpose
with intent of learning gmat, I go to gmat class.

"with suggestion" work as an adverb or adjective ? which noun it refer to if it works as an adjective. there is no such noun. if it works as an adverb, what is the meaning relation with the main clause.

"with suggestion" is adverb grammatically but the meaning relation between this adverb and the main clause dose not exist.

so, choice E and D are wrong.
Re: In a speech before the Senate Banking Committee, the chairman of the F   [#permalink] 27 Sep 2019, 01:48
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