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SajjadAhmad
Sparva, unlike Treland’s other provinces, requires automobile insurers to pay for any medical treatment sought by someone who has been involved in an accident; in the other provinces, insurers pay for nonemergency treatment only if they preapprove the treatment. Clearly, Sparva’s less restrictive policy must be the explanation for the fact that altogether insurers there pay for far more treatments after accidents than insurers in other provinces, even though Sparva does not have the largest population.

Which of the following, if true, most strengthens the argument?
486/826


We need to strengthen the conclusion that it is due to less restrictive policy that insurers pay medical treatment in Sparva than in any other province.

A. Car insurance costs more in Sparva than in any other province. - This option provides no support for the conclusion. Even though insurance cost is more, it doesn't mean insurers compensate for more cost. This option would require additional support in order to strengthen the conclusion. Incorrect

B. The cost of medical care in Sparva is higher than the national average. - Irrelevant. Cost of medical expenses has nothing to do with who would be bearing the cost.

C. Different insurance companies have different standards for determining what constitutes emergency treatment. - We're discussing about all the insurers and not comparing them. Irrelevant

D. Fewer insurance companies operate in Sparva than in any other province. - For me, this option would weaken rather than strengthen as fewer insurers means monopoly. Incorrect

E. There are fewer traffic accidents annually in Sparva than in any of the provinces of comparable or greater population. - This option provides support to the argument. If there are fewer accidents means insurers needs to pay less from their pocket. Hence E
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SajjadAhmad
Sparva, unlike Treland’s other provinces, requires automobile insurers to pay for any medical treatment sought by someone who has been involved in an accident; in the other provinces, insurers pay for nonemergency treatment only if they preapprove the treatment. Clearly, Sparva’s less restrictive policy must be the explanation for the fact that altogether insurers there pay for far more treatments after accidents than insurers in other provinces, even though Sparva does not have the largest population.

Which of the following, if true, most strengthens the argument?
486/826


We need to strengthen the conclusion that it is due to less restrictive policy that insurers pay medical treatment in Sparva than in any other province.

A. Car insurance costs more in Sparva than in any other province. - This option provides no support for the conclusion. Even though insurance cost is more, it doesn't mean insurers compensate for more cost. This option would require additional support in order to strengthen the conclusion. Incorrect

B. The cost of medical care in Sparva is higher than the national average. - Irrelevant. Cost of medical expenses has nothing to do with who would be bearing the cost.

C. Different insurance companies have different standards for determining what constitutes emergency treatment. - We're discussing about all the insurers and not comparing them. Irrelevant

D. Fewer insurance companies operate in Sparva than in any other province. - For me, this option would weaken rather than strengthen as fewer insurers means monopoly. Incorrect

E. There are fewer traffic accidents annually in Sparva than in any of the provinces of comparable or greater population. - This option provides support to the argument. If there are fewer accidents means insurers needs to pay less from their pocket. Hence E

accidents annually in Sparva than in any of the provinces of comparable or greater population, then insurance companies has to pay for fewer accidents - Paying for fewer accidents can be the reason why insurers pay medical treatment in Sparva than in any other province

In E could you please elaborate when you say If there are fewer accidents means insurers needs to pay less from their pocket. Its not necessary - may be cost of fewer accidents may be very high
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Sparva, unlike Treland’s other provinces, requires automobile insurers to pay for any medical treatment sought by someone who has been involved in an accident; in the other provinces, insurers pay for nonemergency treatment only if they preapprove the treatment. Clearly, Sparva’s less restrictive policy must be the explanation for the fact that altogether insurers there pay for far more treatments after accidents than insurers in other provinces, even though Sparva does not have the largest population.

Type- strengthen
Conclusion- Sparva’s less restrictive policy must be the explanation for the fact that altogether insurers there pay for far more treatments after accidents than insurers in other provinces, even though Sparva does not have the largest population.

A. Car insurance costs more in Sparva than in any other province.- Irrelevant, the car insurance costs is not relevant

B. The cost of medical care in Sparva is higher than the national average.- incorrect, this weakens the claim as it provides an alternate cause for insurers paying for far more treatments after accidents than insurers in other provinces.

C. Different insurance companies have different standards for determining what constitutes emergency treatment.- irrelevant

D. Fewer insurance companies operate in Sparva than in any other province.- irrelevant

E. There are fewer traffic accidents annually in Sparva than in any of the provinces of comparable or greater population.- Correct
One possible cause for far more treatments is a greater number traffic accidents in Sparva. But if there are fewer traffic accidents, then it strengthens our belief that Sparva's less restrictive policy is responsible.

Answer E
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Official Explanation

The passage tells us that in Sparva automobile insurers pay for far more medical treatments after accidents than they do in Treland’s other provinces. The passage concludes that the explanation is to be found in the difference in legal requirements for insurers in Sparva as compared to other provinces.

The question asks you to identify among the answer choices a fact that would support the passage’s argument. The explanation offered in the passage can be supported by ruling out other explanations that might, given the information presented in the passage, appear likely. One obvious explanation for there being more medical treatments in Sparva is that there are more accidents there.

Choice E rules out that explanation. So Choice E strengthens the argument in the passage and is the correct answer.

Choices A and D each present consequences that are likely results of insurers in Sparva having to pay for more medical treatments. But neither bears on the cause of insurers having to pay for more treatments.

Choice B does not strengthen the argument and may weaken it. A higher cost of medical care provides additional motivation for people to seek insurance payments to cover whatever post-accident care they receive. So Choice B might weaken the argument by providing an alternative explanation for insurers paying for more medical treatments in Sparva. According to the passage, whether treatment is emergency treatment is, in other provinces, an important criterion in determining insurers’ responsibility.

But since this criterion does not apply in Sparva, Choice C is not directly relevant to the point that the passage is trying to establish.

Answer: E
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Aviral1995
Can anyone explain how E is correct over B?

The argument says that the insurers in Sparva pay for more accidents than for those in other provinces. Paying more for accidents is different from paying for more accidents.
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Conclusion of the argument - altogether insurers there pay for far more treatments after accidents than insurers in other provinces, even though Sparva does not have the largest population. E is correct because it says "the accidents are fewer", so a lot many people claim those insurance. The explanation is that insurers are paying for any medical treatments (emergency and non-emergency services).
in order words this option establishes the relationship between fewer accidents and higher claim count.
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SajjadAhmad
Sparva, unlike Treland’s other provinces, requires automobile insurers to pay for any medical treatment sought by someone who has been involved in an accident; in the other provinces, insurers pay for nonemergency treatment only if they preapprove the treatment. Clearly, Sparva’s less restrictive policy must be the explanation for the fact that altogether insurers there pay for far more treatments after accidents than insurers in other provinces, even though Sparva does not have the largest population.

Which of the following, if true, most strengthens the argument?

A. Car insurance costs more in Sparva than in any other province.

B. The cost of medical care in Sparva is higher than the national average.

C. Different insurance companies have different standards for determining what constitutes emergency treatment.

D. Fewer insurance companies operate in Sparva than in any other province.

E. There are fewer traffic accidents annually in Sparva than in any of the provinces of comparable or greater population.

486/826

I got E, (A, C, and D are irrelevant, B weaken the answer)
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