I reasoned it out, although it took me 3 min 5 seconds.
We know from A. that Y = 1, and F = 6.
There are TWO conditions: C + 6 = Z and C+6 = 10+Z.
Let's tackle the first condition:
C+6 = Z.
We can't have C=1, because we already know that Y is 1.
We can't have C = 2, because we already know that A is 2.
We can have C = 3, which would make Z = 9.
When Z = 9, that means that B + E has to equal 11, because Y = 1 (and we can't use 0, or 1 again)
Are there still ways left to have B+E = 11? We could use 7 for B, and 4 for E (or vice versa) and that would give us 11. Neither of those numbers have been used yet, so that's valid.
Now let's look at the second condition:
C + 6 = 10 + Z
We can't use C = 5, because that would make Z = 1, and 1 is already used by Y.
We can't use C = 6, because 6 is already used by F (furthermore, it would make Z = 2, and 2 is already used by A)
We can test C = 7, which would make Z = 3... but we would have to carry over the 10 (from 13) to the tens digit.
B + E + 1 (carried over from single digit 6+7=13) = 10+ 1 (which coincides with y = 1)
Which means that B+E has to equal 10.
Lets examine some of the ways that that would be possible.
We can't use 5+5, because that would use 5 twice.
We can't use 6+4, because 6 is already being used by F
We can't use 7+3, because 7 is already being used in this hypothetical test by C.
We can't use 8+2, because 2 is used by A.
We can't use 9+1, because 1 is used by Y.
We can't use 0 + 1, because we can't use 0...
Which means we can't use C=7.
The same logic applies to C=8. If C=8, Z = 4, and B+E has to equal 10
Can't use 5+5 for B+E, can't use 6+4 for B+E.
It's possible to use 7+3 for B+E, and in this case we then have to go to the hundreds digits.
If we're using 1,2,3,6,and 8 for the singles column as well as tens column, that means we would have to use 9 in the hundreds column.
This is impossible though, because if 9 is in the hundreds column then the answer would have to have four digits rather than three.
That same logic applies for the rest of the B+E answer choices if C+F (6) = 10+z
Therefore, the only possible choice left is C=3, which would make Z = 9.
A summary:
The "9" option has to be in either the tens or the single digit
C+6 < 10, otherwise, because we'd have to carry the 10 over, B+E would have to equal 10, and that's not possible without putting the 9 in the hundreds digit because if we use 9 for B or E, we'd have to use 1 for the other variable, which is impossible since 1 is already used by Y.