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U5UWZLP5
Thank you--that is very helpful! Hmm, I did have the chance to meet with a Yale admissions representative recently, and he definitely encouraged me to wait a little bit before applying. But as you say, I can't know unless I try.
Well now... hold the phone... if the admissions contact is gently telling you to wait a bit before applying...
that is something to pay attention to...

I have one additional question, and it's a tricky one. I am trying to figure out if I should apply to Columbia Early Decision, and although I have a couple years to decide, I would greatly appreciate your input on this as well. I see a number of pros and cons to going ED:

1. I believe there's a good chance that applying ED will boost my chances of admission to Columbia. If I have a weak interview or some other part of my application (such as work experience) is lacking from the adcoms' perspective, the ED choice could make up for that. The Decision Tracker results for recent years indicate that your chances of admission at Columbia may be much higher in the early acceptance round, though the applicant pools may also be different.
Absolutely on the pro side- your odds are best in ED

2. I also think that Columbia could be more likely to give me some scholarship $$$ if I go ED, although I know there's a lot of debate about this.

3. Really not as important, but it would be nice to be done with MBA applications if I find out early that I got admitted there; it would make the rest of the year much less stressful!No this can be important- it is really not fun to spend the holidays scrambling to finish interviews... and I have watched many ruin holidays over this- so avoid it if you can!

4. Submitting the application early (in June or July 2019, for example) would give me more time to work on my other applications. Columbia would be a Round 0.5 of sorts. I know I could also apply early for ED too and just get it out of the way, even if I won't hear back for a while. (yes- that is a good way to look at it)

5. Columbia' Loan Assistance Program would potentially allow me to pay back much less debt in the long run. If I'm $100,000 in debt when I graduate, but work for a 501(c)(3) nonprofit (which is my plan anyway) and get approved for the program, Columbia could pay off $10,000 in loan money a year for 10 years, which would ultimately be a lot more valuable than a $20,000 scholarship. I know that some other programs offer this as well, and many of them are also on my list of prospective schools.

6. Columbia is, in my mind, tied for "first choice" along with Harvard, UPenn, and Yale. I would be overjoyed to attend any of those schools. So I can say with a straight face that Columbia is "a" first choice school for me.

7. And finally, based on your input, I'm wondering if I could have a realistic shot at getting in if I apply ED 2018? I would only be matriculating with 32 months or so, but if I get dinged it wouldn't be a huge deal, and I would just be submitting one application. I'd also have the chance to learn about the admissions process, as you mentioned.

The disadvantages:

1. If I'm admitted, I won't be able to compare the scholarship/aid packages that any other schools offer me. If I get a substantial scholarship (or a full ride--I can dream, right?) to another school on my list, I won't be able to accept it.
(yes- that is true :(
Along with Yale, Columbia, Harvard, and UPenn (my top four choices), I'm also planning to apply to Duke and Cornell in Round 1. If I don't get in to any of those schools, I would plan to apply to Michigan, UNC, Virginia, and Georgetown in Round 2. (All of these are subject to change, of course!) So if one of those schools gives me a much better deal than Columbia, it doesn't matter, and I probably wouldn't ever know anyway.
So maybe apply now to ED as if you get in great- if not, you have more time in next year to be choosier.

2. Columbia's Loan Assistance Program looks great, and I think I'll have a good shot at benefiting from it, but I know that it's not an entitlement--so I might not receive money from it after all, or potentially a lot less than I'd expect. If I'm making less than $80,000 (which is quite possible given that I'm most drawn to the social services sector), I could be in rough shape financially for a decade. (This will be a potential problem regardless of what round I apply in, of course.)


What are your thoughts? I know that I have a good shot at getting into Columbia during regular decision as well, but I don't want to take anything for granted, and it seems that going ED could boost my chances. Oh, and declining the ED admissions offer is not an option for me.

And I suppose I have one more question: if applying ED makes sense, what might my chances be at getting in if I apply in 2018? (As you can see, part of me is still inclined in that direction--perhaps out of impulsivity.)

So regarding the cost- I think you are less likely to get funding with less experience and in fact for low income earners it can be a huge burden to shoulder the MBA cost- and cause some stress. But depending on what doors open for you, you may be fine in the long run. This is an investment in you - so you do need to be comfortable with that. I am not a crystal ball reader :) so I can't really tell you what is best for you- clearly there are pros and cons to all the options but I think you have covered most of the big things to think about. I suggest that you go to somewhere where you can think- and be alone- and ask yourself- do I want to have a shot at ED Columbia this year and if I got in and got no money- would I be excited? If you can say yes- then I would apply now and see what happens. If you do this, we do have great counselors to help you so I encourage you to sign up for a free consult: https://stratusadmissionscounseling.com ... b-visitor/ and also for our free newsletter with lots of tips on this: https://stratusadmissionscounseling.com ... dmissions/
and also here's an article on some tips for how to approach Columbia's essays: https://stratusadmissionscounseling.com ... rame-mind/
Wishing you the best!
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Thank you, that's extremely helpful. If I were going into other fields I wouldn't be as concerned about the costs, but with a nonprofit career plan, I will be targeting schools like Columbia with loan forgiveness options, along with T25 schools with good scholarship potential.

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Let me know what you decide! And best of luck to you!

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Thank you! I am glad that ED at Columbia is an option, but the more I think about it, the more I realize that I would prefer to be able to choose between financial packages at different schools. Glad to hear that free consults are available!