GMAT Question of the Day - Daily to your Mailbox; hard ones only

It is currently 19 Jul 2018, 10:46

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Close

Request Expert Reply

Confirm Cancel

The bank holds $3 billion in loans that are seriously delinquent or in

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:

Hide Tags

Retired Moderator
User avatar
P
Status: The best is yet to come.....
Joined: 10 Mar 2013
Posts: 534
GMAT ToolKit User
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 02 Aug 2015, 10:30
In, the option is talking about future expectation. So, shouldn't it be in future tense? That is 'it does not expect payments to be made when they will be'
_________________

Hasan Mahmud

Manager
Manager
avatar
Joined: 17 Nov 2013
Posts: 133
GMAT ToolKit User
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 08 Nov 2016, 17:19
Split1) SVA. "the bank holds…that it does not expect" the pronoun "it" is better in this sentence to refer back to bank. A,D and E are out.

Split2) B uses a second "it" which creates confusion. Is the second it referring back to payments? If so, this is wrong because payments is plural.
Manager
Manager
avatar
B
Joined: 27 Aug 2015
Posts: 94
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 29 Nov 2016, 03:51
Hi, what is wrong with option E. Is there any issue with payments PAID ?
1 KUDOS received
Manager
Manager
User avatar
B
Joined: 17 Feb 2014
Posts: 106
Location: United States (CA)
GMAT 1: 700 Q49 V35
GMAT 2: 740 Q48 V42
WE: Programming (Computer Software)
GMAT ToolKit User Premium Member
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 25 Feb 2017, 13:59
1
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

Issue: Pronoun reference

Analysis:
1. We need singular pronoun "it" to refer to bank (since there is only single bank)
2. As the word "payment(s)" and it's pronoun is also underlined, we need to make sure that they agree in number as well

(A) they do not expect payments when
- "they" is incorrect pronoun

(B) it does not expect payments when it is
- "it is" is in the wrong form; it should be "they are"

(C) it does not expect payments to be made when they are

(D) payments are not to be expected to be paid when
- passive voice

(E) payments are not expected to be paid when they will be
- "payments" and "to be paid" is redundant
- "will" is the wrong form the verb here

Answer: (C)
Intern
Intern
avatar
Joined: 28 Mar 2007
Posts: 5
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 26 Feb 2017, 05:41
anox wrote:
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

Issue: Pronoun reference

Analysis:
1. We need singular pronoun "it" to refer to bank (since there is only single bank)
2. As the word "payment(s)" and it's pronoun is also underlined, we need to make sure that they agree in number as well

(A) they do not expect payments when
- "they" is incorrect pronoun

(B) it does not expect payments when it is
- "it is" is in the wrong form; it should be "they are"

(C) it does not expect payments to be made when they are

(D) payments are not to be expected to be paid when
- passive voice

(E) payments are not expected to be paid when they will be
- "payments" and "to be paid" is redundant
- "will" is the wrong form the verb here

Answer: (C)




Hi ,

Thx for explaining

Why is use of WILL wrong in E ?

Sent from my iPhone using GMAT Club Forum mobile app
Senior Manager
Senior Manager
User avatar
G
Joined: 04 Sep 2015
Posts: 457
Location: India
WE: Information Technology (Computer Software)
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 13 Mar 2017, 10:52
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when
(B) it does not expect payments when it is
(C) it does not expect payments to be made when they are
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be

Bank-singular,
Payment-singular
idiom:Payments are made ,not paid

Option C is correct.

Manager
Manager
avatar
S
Joined: 03 Jan 2017
Posts: 178
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 17 Mar 2017, 14:09
A they - is ambigious
B 1st it is ok, 2nd it is ambigious
C it is logical, payments and they are used correctly. when they are -correctly used tense
D too much passive, make payment
E when they will will is not used after when. payments are paid is strange
Senior Manager
Senior Manager
User avatar
S
Joined: 04 Oct 2015
Posts: 345
Location: Viet Nam
Concentration: Finance, Economics
GMAT 1: 730 Q51 V36
GPA: 3.56
Premium Member Reviews Badge
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 05 May 2017, 19:56
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when

(B) it does not expect payments when it is

(C) it does not expect payments to be made when they are

(D) payments are not to be expected to be paid when

(E) payments are not expected to be paid when they will be
_________________

Do not pray for an easy life, pray for the strength to endure a difficult one - Bruce Lee

Intern
Intern
avatar
B
Joined: 15 Apr 2012
Posts: 7
Location: India
GMAT 1: 690 Q48 V37
GPA: 3.7
GMAT ToolKit User
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 27 Jun 2017, 11:25
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when
SV agreement Mistake. Banks/they
(B) it does not expect payments when it is
SV agreement Mistake. Payments/it
(C) it does not expect payments to be made when they are
(Correct)
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be
Intern
Intern
avatar
B
Joined: 29 Jun 2016
Posts: 16
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 28 Jun 2017, 07:57
stoor0777 wrote:
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when
SV agreement Mistake. Banks/they
(B) it does not expect payments when it is
SV agreement Mistake. Payments/it
(C) it does not expect payments to be made when they are
(Correct)
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be


Do you have any idea why "will be" is incorrect verb form in E.
Board of Directors
User avatar
V
Status: Stepping into my 10 years long dream
Joined: 18 Jul 2015
Posts: 3687
Premium Member Reviews Badge CAT Tests
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 28 Jun 2017, 11:32
rsgooga wrote:

Do you have any idea why "will be" is incorrect verb form in E.


Hi rsgooga ,

E has multiple problems.

1) Usage of Passive voice when we already have a correct answer used in Active voice.
2) As per the meaning, we are talking about the present. So, using 'will be' will change the original meaning of the sentence.

I hope that makes sense. :)
_________________

My GMAT Story: From V21 to V40
My MBA Journey: My 10 years long MBA Dream
My Secret Hacks: Best way to use GMATClub | Importance of an Error Log!
Verbal Resources: All SC Resources at one place | All CR Resources at one place
Blog: Subscribe to Question of the Day Blog

GMAT Club Inbuilt Error Log Functionality - View More.
New Visa Forum - Ask all your Visa Related Questions - here.

New! Best Reply Functionality on GMAT Club!



Find a bug in the new email templates and get rewarded with 2 weeks of GMATClub Tests for free

Manager
Manager
avatar
B
Joined: 23 Dec 2013
Posts: 204
Location: United States (CA)
GMAT 1: 710 Q45 V41
GMAT 2: 760 Q49 V44
GPA: 3.76
Reviews Badge
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 12 Aug 2017, 09:16
Mishari wrote:
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when
(B) it does not expect payments when it is
(C) it does not expect payments to be made when they are
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be


A. "They" incorrectly refers to "loans," not the "bank."
B. "It is paid" incorrectly refers to "bank," not loans.
C. Correct.
D. Passive and wordy construction.
E. "Will be" is incorrect because the payments are not expected to be made when they are due.
Mannheim Thread Master
User avatar
S
Status: It's now or never
Joined: 10 Feb 2017
Posts: 256
Location: India
GMAT 1: 650 Q40 V39
GPA: 3
WE: Consulting (Consulting)
GMAT ToolKit User
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 17 Aug 2017, 03:42
C is the correct choice - Pronouns and their referents agree, as do subjects and their verbs.
_________________

2017-2018 MBA Deadlines

Threadmaster for B-school Discussions
Class of 2019: Mannheim Business School
Class 0f 2020: HHL Leipzig

Mannheim Thread Master
User avatar
S
Status: It's now or never
Joined: 10 Feb 2017
Posts: 256
Location: India
GMAT 1: 650 Q40 V39
GPA: 3
WE: Consulting (Consulting)
GMAT ToolKit User
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 21 Aug 2017, 22:31
OE:
The plural pronoun they cannot be used to refer to the singular noun bank. The structure of they do not expect payments when due is awkward and unclear.

A - Bank requires the singular pronoun it, not the plural pronoun they. The structure of when due creates ambiguity in meaning.
B - Payments is a plural noun, so the singular it is is incorrect.
C - Correct. In this correct sentence, pronouns and their referents agree, as do subjects and their verbs. The addition of the modifying phrase to be made clarifies the meaning of the sentence.
D - The active voice is preferable here, since the passive voice leaves it unclear who does not expect the payments to be made. Payments . . . to be paid is redundant. Are not to be incorrectly suggests that the writer is prescribing that the payments not be expected.
E - The active voice is preferable here, since the passive voice leaves it unclear who does not expect the payments to be made. Payments . . . to be paid is redundant. Will be is not the correct verb form.
_________________

2017-2018 MBA Deadlines

Threadmaster for B-school Discussions
Class of 2019: Mannheim Business School
Class 0f 2020: HHL Leipzig

Intern
Intern
User avatar
B
Joined: 05 Aug 2011
Posts: 21
Location: United States (NY)
Undergraduate: Stanford
GMAT 1: 700 Q44 V40
GMAT 2: 700 Q47 V40
WE: Asset Management (Consulting)
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 08 Dec 2017, 11:08
A: Bank is singular
B: Payments are plural
C: No issues here
D: Expected by whom?
E: Meaning issue. Payments are due. Not payments will be due (seems like deadline never arrives).

My selection: Choice C.
Verbal Forum Moderator
User avatar
V
Status: Greatness begins beyond your comfort zone
Joined: 08 Dec 2013
Posts: 2084
Location: India
Concentration: General Management, Strategy
Schools: Kelley '20, ISB '19
GPA: 3.2
WE: Information Technology (Consulting)
GMAT ToolKit User Reviews Badge CAT Tests
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 07 Jan 2018, 08:46
The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when -- Pronoun issue -- they can't refer to singular bank
(B) it does not expect payments when it is -- Pronoun issue -- it can't refer to plural payments
(C) it does not expect payments to be made when they are -- Correct
(D) payments are not to be expected to be paid when -- redundant -- payment .. to be paid ; who expects payments -- emphasis is lost
(E) payments are not expected to be paid when they will be - same as D ; tense issue - payments are not expected and when they will be due should be in same tense

Answer C
_________________

When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. - Henry Ford
The Moment You Think About Giving Up, Think Of The Reason Why You Held On So Long
+1 Kudos if you find this post helpful

Manager
Manager
User avatar
S
Joined: 15 Nov 2016
Posts: 135
Concentration: General Management, Leadership
CAT Tests
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 19 Apr 2018, 11:52
Mishari wrote:
The Official Guide for GMAT Review, 10th Edition, 2003

Practice Question
Question No.: SC 255
Page: 693

The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when
(B) it does not expect payments when it is
(C) it does not expect payments to be made when they are
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be


D and E are eliminated because the active voice sentence C presents the idea and uses the correct pronoun "it" to refer to the bank.
VP
VP
User avatar
D
Status: It's near - I can see.
Joined: 13 Apr 2013
Posts: 1141
Location: India
Concentration: International Business, Operations
GMAT 1: 480 Q38 V22
GPA: 3.01
WE: Engineering (Consulting)
Premium Member Reviews Badge CAT Tests
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 24 Apr 2018, 20:43
Mishari wrote:
The Official Guide for GMAT Review, 10th Edition, 2003

Practice Question
Question No.: SC 255
Page: 693

The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.


We have few nouns here such as "bank", "loans", and "payments".

(A) they do not expect payments when

(B) it does not expect payments when it is

(C) it does not expect payments to be made when they are

(D) payments are not to be expected to be paid when

(E) payments are not expected to be paid when they will be



A. "they" wrongly refers to singular "bank" and "it" wrongly refers to plural "payments". Also there is a meaning issue.

B. "it" wrongly refers to plural "payments".

C. Meaning issue. Banks can't expect themselves.

D. Awkwardly written "to be" twice.


E. Correct
_________________

"Do not watch clock; Do what it does. KEEP GOING."

Senior Manager
Senior Manager
avatar
P
Joined: 16 Nov 2016
Posts: 254
WE: Advertising (Advertising and PR)
GMAT ToolKit User Premium Member Reviews Badge CAT Tests
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post Updated on: 27 Apr 2018, 05:07
Hi Skywalker18 I have a doubt,

isn't
Quote:
payments to be made
redundant?

isn't 'expect payments' payments enough to convey the meaning?

all other answer choices are wrong, but I am skeptical about answer C, please explain
_________________

If you find my post useful, please give me a kudos.

Thank you.
Regards,
ENEM

If you wish to spend wisely on your gmat prep material, check my post titled: How to Spend Money On GMAT Material Wisely, link: https://gmatclub.com/forum/how-to-buy-gmat-material-wisely-tag-free-gmat-resources-236174.html

Simple and handy template for CR: https://gmatclub.com/forum/simple-and-handy-template-for-cr-242255.html

simple template for more vs greater and fewer vs less: https://gmatclub.com/forum/simple-template-for-more-vs-greater-and-fewer-vs-less-242216.html


Originally posted by ENEM on 27 Apr 2018, 03:34.
Last edited by ENEM on 27 Apr 2018, 05:07, edited 1 time in total.
Manager
Manager
avatar
B
Joined: 03 Oct 2016
Posts: 135
Re: The bank holds $3 billion in loans that are seriously delinquent or in  [#permalink]

Show Tags

New post 27 Apr 2018, 05:02
ENEM wrote:
Hi Skywalker18 I have a doubt,

isn't
Quote:
payments to be made
redundant?

isn't 'expect payments' payments enough to convey the meaning?

all other answer choices are wrong, but I am skeptical about answer B, please explain


My take on B. "it" refers to "Bank" so, if we replace "it" with "Bank" the sentence becomes. Note: "it" cannot refer to plural "payments".

Question: The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(B) The bank holds $3 billion in loans that are seriously delinquent or in such trouble that "Bank" does not expect payments when "Bank" is due. --- This is illogical and doesn't sound correct hence, B is out.

Hope its clear.
_________________

:-) Non-Allergic To Kudos :-)

Re: The bank holds $3 billion in loans that are seriously delinquent or in &nbs [#permalink] 27 Apr 2018, 05:02

Go to page   Previous    1   2   3    Next  [ 46 posts ] 

Display posts from previous: Sort by

The bank holds $3 billion in loans that are seriously delinquent or in

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  

Events & Promotions

PREV
NEXT


cron

GMAT Club MBA Forum Home| About| Terms and Conditions and Privacy Policy| GMAT Club Rules| Contact| Sitemap

Powered by phpBB © phpBB Group | Emoji artwork provided by EmojiOne

Kindly note that the GMAT® test is a registered trademark of the Graduate Management Admission Council®, and this site has neither been reviewed nor endorsed by GMAC®.